{"id":2201,"date":"2020-12-16T18:01:42","date_gmt":"2020-12-16T18:01:42","guid":{"rendered":"http:\/\/www.ukm.my\/jcil\/?page_id=2201"},"modified":"2020-12-16T18:01:45","modified_gmt":"2020-12-16T18:01:45","slug":"jcil-2020-52-article-3-2","status":"publish","type":"page","link":"https:\/\/www.ukm.my\/jcil\/jcil-2020-52-article-3-2\/","title":{"rendered":"JCIL 2020 5(2) Article 3"},"content":{"rendered":"

[et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”3.22.3″ background_color=”#0c71c3″ custom_padding=”0px|0px|0px|0px”][et_pb_fullwidth_header title=”Journal of Contemporary Islamic Law” subhead=”No eISSN: 0127-788X” title_font_color=”#ffffff” subhead_font_color=”#ffffff” _builder_version=”3.19″ title_font=”|on|||” title_text_color=”#ffffff” title_font_size=”40px” content_font_size=”10px” subhead_text_color=”#ffffff” subhead_font_size=”20px” background_color=”#0c71c3″ parallax=”on” parallax_method=”on” custom_margin=”-30px||-30px” button_one_letter_spacing_hover=”0″ button_two_letter_spacing_hover=”0″ saved_tabs=”all” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”on” button_one_letter_spacing__hover=”0″ button_two_letter_spacing__hover_enabled=”on” button_two_letter_spacing__hover=”0″ button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=”1″ specialty=”on” _builder_version=”3.22.3″][et_pb_column type=”1_3″ _builder_version=”3.25″ custom_padding=”|||” parallax__hover=”off” parallax_method__hover=”on” custom_padding__hover=”|||”][et_pb_blurb title=”2020 5(2)” url=”https:\/\/www.ukm.my\/jcil\/jcil-2017-2-2\/” use_icon=”on” font_icon=”%%40%%” icon_color=”#0c71c3″ use_circle=”on” circle_color=”#ffffff” use_circle_border=”on” circle_border_color=”#0c71c3″ icon_placement=”left” _builder_version=”4.7.5″ header_text_color=”#0c71c3″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation=”center” max_width_tablet=”50px”]<\/p>\n

15 DECEMBER 2020<\/p>\n

[\/et_pb_blurb][et_pb_image src=”https:\/\/www.ukm.my\/jcil\/wp-content\/uploads\/2020\/12\/Cover-JCIL-2020-52.png” title_text=”Cover JCIL 2020 5(2)” align_tablet=”center” align_phone=”” align_last_edited=”on|desktop” _builder_version=”4.7.5″ animation_style=”slide” animation_direction=”left” animation_duration=”500ms” animation_intensity_slide=”10%”][\/et_pb_image][\/et_pb_column][et_pb_column type=”2_3″ specialty_columns=”2″ _builder_version=”3.25″ custom_padding=”|||” parallax__hover=”off” parallax_method__hover=”on” custom_padding__hover=”|||”][et_pb_row_inner admin_label=”Row” _builder_version=”3.25″][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”3.25″ custom_padding=”|||” parallax__hover=”off” parallax_method__hover=”on” custom_padding__hover=”|||”][et_pb_text admin_label=”Tajuk” _builder_version=”4.7.5″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” module_alignment=”left”]<\/p>\n

Pelaksanaan Kontrak Muamalat oleh Golongan Kelainan Upaya (OKU) Buta dalam Sistem Kewangan Islam<\/strong><\/h3>\n

The Implementation of Muamalat Contract by Disabled Person in Islamic Financial System<\/span><\/h3>\n

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Ruzian Markom,\u00a0<\/strong>ruzian@ukm.edu.my<\/em><\/span>
<\/em>Faculty of Law, Universiti Kebangsaan Malaysia.
Mohamad Anwar Zakaria,\u00a0<\/strong>anwarzakaria8055@ukm.edu.my<\/em><\/span>
<\/em>Faculty of Law, Universiti Kebangsaan Malaysia.<\/span>
Azman Ab Rahman,\u00a0<\/strong>azman@usim.edu.my
<\/span><\/em>Faculty of Shariah and Law, Islamic Science University of Malaysia.
<\/span><\/span><\/span>Received: 27 June 2020 | Accepted: 26 November 2020 | Published: 15 December 2020<\/p>\n

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2020, Vol. 5(2), pp. 29-41. \u00a0| \u00a0<\/span>PDF<\/a><\/p>\n

[\/et_pb_text][et_pb_tabs admin_label=”Abstract & References” _builder_version=”4.7.5″ body_text_align=”justify” background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_tab title=”ABSTRAK” _builder_version=”4.7.5″ body_font=”||||” body_text_align=”justify” body_line_height=”2em” tab_font=”||||” tab_line_height=”2em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” body_line_height_tablet=”2em” body_line_height_phone=”2em” tab_line_height_tablet=”2em” tab_line_height_phone=”2em”]<\/p>\n

Mutakhir ini, sistem kewangan Islam di Malaysia dilihat semakin berkembang dengan jayanya. Terdapat pelbagai produk kewangan Islam yang telah berjaya dibangunkan untuk memenuhi kehendak masyarakat Islam di Malaysia. Produk-produk yang diperkenalkan oleh institusi kewangan Islam ini adalah berasaskan kontrak dan prinsip muamalat Islam contohnya seperti mudharabah, wakalah, ijarah, kafalah, musyarakah dan pelbagai lagi. Dalam menghadapi perkembangan produk kewangan Islam yang kian meluas, timbul isu mengenai pelaksanaan kontrak muamalat ini dalam kalangan Orang Kelainan Upaya (OKU) sama ada ia dibenarkan dari segi hukum syarak atau sebaliknya. Justeru itu, objektif kajian ini, adalah untuk menganalisa kesesuaian kontrak muamalat dalam kalangan OKU menurut perspektif hukum syarak. Memandangkan golongan ini terbahagi kepada beberapa kategori, kajian ini akan memfokuskan kepada kategori buta sahaja. Kajian ini berbentuk kualitatif meliputi kaedah dokumentasi dan pemerhatian. Hasil kajian ini mendapati bahawa pelaksanaan kontrak muamalat oleh golongan OKU Buta dalam sistem kewangan Islam secara umumnya adalah dibolehkan menurut pandangan majoriti fuqaha\u2019 dengan syarat menepati ketetapan yang telah ditetapkan oleh hukum syarak. Dapatan kajian ini boleh dijadikan panduan dan rujukan kepada ahli akademik, para pelajar dalam bidang kewangan Islam, institusi bukan kerajaan dan agensi kerajaan bertanggungjawab mendepani isu-isu berkaitan. Kajian lanjutan boleh dilakukan terhadap beberapa lagi kategori yang lain contohnya seperti pekak, bisu, kurang upaya fizikal dan sebagainya dalam rangka untuk memahami realiti dan permasalahan muamalat dalam sistem kewangan Islam dengan lebih terperinci.\u00a0<\/span><\/p>\n

Kata Kunci: Kontrak Muamalat, Orang Kelainan Upaya, Kewangan Islam\u00a0<\/span><\/p>\n

[\/et_pb_tab][et_pb_tab title=”ABSTRACT” _builder_version=”4.7.5″ body_font=”||||” body_text_align=”justify” body_line_height=”2em” tab_font=”||||” tab_line_height=”2em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” body_line_height_tablet=”2em” body_line_height_phone=”2em” tab_line_height_tablet=”2em” tab_line_height_phone=”2em”]<\/p>\n

Recently, the Islamic financial system in Malaysia has been developed successfully. Various Islamic financial products were introduced in respond to the needs of the Muslim community in Malaysia. These products are based on the contracts and the principles of Islamic muamalat such as mudharabah, wakalah, ijarah, kafalah, musyarakah and others. The issue arises on the implementation of contract to the disabled either it is permissible according to Islamic Law or not. Hence, the objective of this article is to analyse the suitability of the principles of muamalat contracts for the disabled. Since the disabled are divided into several categories, this study will focus on the blind. Accordingly, this qualitative study has adopted document analysis and observation methods; the results of this study have found that in general, the principles of muamalat contracts in the Islamic financial system are suitable for the blind in Malaysia if it complies with the stipulations that are set by the Islamic law. The findings of this study serve as a guideline and reference to the academicians and students in the field of Islamic finance, non-governmental organizations, and government agencies that are responsible for dealing with disability issues. It is recommended that future research can focus on the other categories of disabled such as the deaf, mute, and other physical disability in understanding the issues and realities of Islamic finance in depth.\u00a0<\/span><\/p>\n

Keywords: Muamalat Contract, Disabled Person, Islamic Finance\u00a0<\/span><\/p>\n

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15 DECEMBER 2020Pelaksanaan Kontrak Muamalat oleh Golongan Kelainan Upaya (OKU) Buta dalam Sistem Kewangan Islam The Implementation of Muamalat Contract by Disabled Person in Islamic Financial SystemRuzian Markom,\u00a0ruzian@ukm.edu.myFaculty of Law, Universiti Kebangsaan Malaysia.Mohamad Anwar Zakaria,\u00a0anwarzakaria8055@ukm.edu.myFaculty of Law, Universiti Kebangsaan Malaysia.Azman Ab Rahman,\u00a0azman@usim.edu.myFaculty of Shariah and Law, Islamic Science University of Malaysia.Received: 27 June 2020 | […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-2201","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.ukm.my\/jcil\/wp-json\/wp\/v2\/pages\/2201","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ukm.my\/jcil\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.ukm.my\/jcil\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.ukm.my\/jcil\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ukm.my\/jcil\/wp-json\/wp\/v2\/comments?post=2201"}],"version-history":[{"count":5,"href":"https:\/\/www.ukm.my\/jcil\/wp-json\/wp\/v2\/pages\/2201\/revisions"}],"predecessor-version":[{"id":2323,"href":"https:\/\/www.ukm.my\/jcil\/wp-json\/wp\/v2\/pages\/2201\/revisions\/2323"}],"wp:attachment":[{"href":"https:\/\/www.ukm.my\/jcil\/wp-json\/wp\/v2\/media?parent=2201"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}