[et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.16″ background_color=”#0c71c3″ custom_padding=”0px|0px|0px|0px” global_colors_info=”{}”][\/et_pb_section][et_pb_section fb_built=”1″ specialty=”on” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” parallax__hover=”off” parallax_method__hover=”on” custom_padding__hover=”|||”][et_pb_blurb title=”2022 7(2)” url=”https:\/\/www.ukm.my\/jcil\/jcil-2017-2-2\/” use_icon=”on” font_icon=”I||divi||400″ icon_color=”#0c71c3″ image_icon_background_color=”#ffffff” icon_placement=”left” image_icon_width=”16px” _builder_version=”4.20.0″ header_text_color=”#0c71c3″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” image_icon_custom_padding=”8px|8px|8px|8px|false|false” text_orientation=”center” max_width_tablet=”50px” border_radii_image=”on|100%|100%|100%|100%” border_width_all_image=”2px” border_color_all_image=”#0c71c3″ use_circle=”on” use_circle_border=”on” circle_border_color=”#0c71c3″ circle_color=”#ffffff” global_colors_info=”{}” image_icon_background_color__sticky_enabled=”#1e73be” image_icon_background_color__sticky=”#1e73be”]<\/p>\n
DECEMBER 2022<\/p>\n
[\/et_pb_blurb][et_pb_image src=”https:\/\/www.ukm.my\/jcil\/wp-content\/uploads\/2022\/12\/Cover-JCIL-2022-72-scaled.jpg” title_text=”Cover JCIL 2022 7(2)” align_tablet=”center” align_phone=”” align_last_edited=”on|desktop” _builder_version=”4.19.4″ animation_style=”slide” animation_direction=”left” animation_duration=”500ms” animation_intensity_slide=”10%” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”2_3″ specialty_columns=”2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” parallax__hover=”off” parallax_method__hover=”on” custom_padding__hover=”|||”][et_pb_row_inner admin_label=”Row” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” parallax__hover=”off” parallax_method__hover=”on” custom_padding__hover=”|||”][et_pb_text admin_label=”Tajuk” _builder_version=”4.19.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” module_alignment=”left” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][et_pb_text admin_label=”Penulis” _builder_version=”4.19.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” module_alignment=”left” global_colors_info=”{}”]<\/p>\n
Khairul Azmil Md Noor<\/strong>,<\/strong>\u00a0 [\/et_pb_text][et_pb_text admin_label=”Volume & PDF” _builder_version=”4.20.0″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” module_alignment=”left” global_colors_info=”{}”]<\/p>\n 2022, Vol. 7(2), pp. 11-18. \u00a0| \u00a0<\/span>PDF<\/a> [\/et_pb_text][et_pb_tabs admin_label=”Abstract & References” _builder_version=”4.19.4″ body_text_align=”justify” background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_tab title=”ABSTRAK” _builder_version=”4.19.4″ body_font=”||||” body_text_align=”justify” body_line_height=”2em” tab_font=”||||” tab_line_height=”2em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” body_line_height_tablet=”2em” body_line_height_phone=”2em” tab_line_height_tablet=”2em” tab_line_height_phone=”2em” global_colors_info=”{}”]<\/p>\n E-Wallet atau dompet digital merupakan aplikasi atau perkhidmatan secara online yang membolehkan seseorang melaksanakan urusniaga secara elektronik bersama pihak lain melalui pertukaran wang digital (e-Money) dengan sesuatu barangan atau perkhidmatan. Objektif kajian ini adalah untuk mengkaji status deposit e- Money dalam e-Wallet, jenis akaun penyimpanan e-Money, status ganjaran e-Wallet dan status pengeluarannya menurut syariah kerana setiap apa-apa bentuk pengurusan kewangan semasa kini memerlukan kepatuhan syariah seperti yang dituntut kepada umat islam. Kajian memfokuskan status e-Money pada tiga syarikat penyedia iaitu Touch \u2018n Go eWallet, Grab Pay dan Boost. Metodologi kajian ini menggunakan kaedah kualitatif berdasarkan analisis kandungan untuk mendapatkan data dari sumber primer dan sekunder. Kajian ini mendapati e-Money yang terdapat pada ketiga-tiga e-Wallet yang dikaji secara umumnya dianggap halal tetapi masih terdapat perkara-perkara yang memerlukan kajian lanjutan.<\/p>\n KATA KUNCI [\/et_pb_tab][et_pb_tab title=”ABSTRACT” _builder_version=”4.19.4″ body_font=”||||” body_text_align=”justify” body_line_height=”2em” tab_font=”||||” tab_line_height=”2em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” body_line_height_tablet=”2em” body_line_height_phone=”2em” tab_line_height_tablet=”2em” tab_line_height_phone=”2em” global_colors_info=”{}”]<\/p>\n E-Wallet or digital wallet is an electronic application or online service that allows a person to perform electronic transactions with other parties through the exchange of digital money (e-Money) with a product or service. The objective of this study is to examine the status of e-Money deposit in e-Wallet, type of e-Money storage account, e-Wallet reward status and withdrawal status according to sharia because every such form of financial management nowadays requires shariah compliance as demanded by muslims. It will focus on three providers namely Touch \u2018n Go eWallet, Grab Pay and Boost. The methodology of this study uses qualitative approach based on content analysis to obtain data from primary and secondary sources. It revealsthat e-Money in the aforementioned e-Wallets are generally considered halal but several issues need further studies.<\/p>\n KEYWORDS [\/et_pb_tab][et_pb_tab title=”REFERENCES” _builder_version=”4.19.4″ body_font=”||||” body_line_height=”2em” tab_font=”||||” tab_line_height=”2em” body_line_height_tablet=”2em” body_line_height_phone=”2em” tab_line_height_tablet=”2em” tab_line_height_phone=”2em” global_colors_info=”{}”]<\/p>\n Abd al-Sattar Abu Ghuddah, Sadiq Darir. (2000). 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Wallet Type, Wallet Limit and Functionality. https:\/\/www.myboost. com.my\/ terms\/wallet-type-wallet-limit-and-functionality\/ [26 Oktober 2021]<\/p>\n Celcom. (2021). E-WALLET MALAYSIA: COMPARISON OF TOP 5 E-WALLETS IN MALAYSIA 2021 https:\/\/www.celcom. com.my\/blog\/lifestyle-technology\/2021\/e-wallet-malaysia-comparison-of-top-5-e-wallets-in-malaysia-2021 [16 Jun 2021]<\/p>\n Desiree Nair. (2022). What Are the Differences Between Cash Back and Cash Rebates? https:\/\/ringgitplus.com\/en\/blog\/banking\/what-are-the-differences-between-cash-back-and-cash-rebates.html [18 Februari 2022]<\/p>\n Fadillah Mansor. (2004). Produk Kad Kredit Islam dan Aplikasinya di Bank Islam Malaysia Berhad (BIMB). Jurnal Syariah, 12:1 (2004). 111-124.<\/p>\n Grab. (t.th). I want a refund of my GrabPay Balance. Grab. (t.th). Top Up Grabpay Wallet. https:\/\/www. grab.com\/my\/pay\/guide\/top-up\/ [18 Oktober 2021]<\/p>\n Grab. (2022). 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(1997). al-Mughni Sharh Mukhtasar al-Khiraqi. al-Riyadh:Dar \u2018Alim al-Kutub.<\/p>\n Ibn Taimiyyah, Ahmad. (2005). Majmuc al-Fatawa. Al-Mansurah:Dar al-Wafa\u2019<\/p>\n Ibn Syas, Jalal al-Din, Abdullah bin Najm. (2003). Icqd al-Jawahir al-Tsaminah Fi Mazhab cAlim al-Madinah. Dar al-Gharb al-Islami.<\/p>\n Jamicah al-Najah al-Watoniyah. (2019). \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 KWSP. (2021). Akta KWSP 1991. https:\/\/www.kwsp.gov.my\/ms\/about-epf\/news-highlights\/references\/epf-act-1991<\/p>\n KWSP. (t.th). Kertas kerja Pilihan Simpanan KWSP Patuh Syariah.<\/p>\n Majmac Fiqh al-Islami. (2000). \u0642\u0631\u0627\u0631 \u0628\u0634\u0623\u0646 \u0645\u0648\u0636\u0648\u0639 \u0628\u0637\u0627\u0642\u0627\u062a Maybank. (2020). MAE (Maybank Anytime Anywhere) Frequently Asked Questions (FAQs). https:\/\/www.maybank2u.com.my\/iwov-resources\/pdf\/personal\/digital_banking\/MAE-i_FAQ.pdf [1 Julai 2020]<\/p>\n MBSB Bank. (2020). MBSB Bank E-wallet. https:\/\/www.mbsbbank.com\/bm\/consumer-banking\/banking-services\/e-wallet [3 Julai 2020]<\/p>\n Nor \u2018Asyikin Mat Hayin. (2017). Bermula dengan desakan umat Islam. Metro Harian.<\/p>\n Salmy Edawati et.al. (2008). Mekanisme Penggunaan Matawang: Satu Sorotan Sejarah. Working Paper in Islamic Economics and Finance No. 0815. UKM.<\/p>\n Sampat Mukherjee. (2005) Modern Economic Theory, ed. ke-4, New Delhi: New Age International (P) Ltd.<\/p>\n Tesco & Lotus\u2019s. (2021). Campaign: Year End (e-Wallet) Campaign – Get RM10 Cashback , When spend min RM100. https:\/\/cms.tesco.com.my\/WebLITE\/Applications\/news\/uploaded\/docs\/2021\/T&C-Year%20End%20Campaign%20(e-Wallet).pdf [6 Februari 2022]<\/p>\n Touch \u2018n Go. (2021). Apakah GO+?. https:\/\/support.tngdigital.com.my\/hc\/ms-my\/articles\/360056285754-Apakah-GO- [25 Oktober 2021]<\/p>\n Touch n\u2019 Go. (2021). Can I cash out from my Touch ‘n Go eWallet account? https:\/\/support. tngdigital.com.my\/hc\/en-my\/articles\/ 360036094533-Can-I-cash-out-from-my-Touch-n-Go-eWallet-account- [25 Oktober 2021]<\/p>\n Touch n\u2019 Go. (2021). How can I reload my Touch ‘n Go eWallet account? https:\/\/support. tngdigital.com.my\/hc\/en-my\/articles\/ 360035649094-How-can-I-reload-my-Touch-n-Go-eWallet-account- [18 Oktober 2021]<\/p>\n Touch n\u2019 Go. (2021). If I terminate my Touch ‘n Go eWallet and still have balance in it, how long does it take to refund? https:\/\/support. tngdigital.com.my\/hc\/en-my\/articles \/360036160173-If-I-terminate-my-Touch-n-Go-eWallet-and-still-have-balance-in-it-how-long-does-it-take-to-refund- [18 Oktober 2021]<\/p>\n Touch n\u2019 Go. (2020). Reload and get RM2 cashback. https:\/\/www.tngdigital.com.my\/reloadrm2cashback [18 Oktober 2021]<\/p>\n Touch n\u2019 Go. (2020). LAZADA x Alipay x Touch \u2018n Go eWallet: Post-Covid-19 Promotion. https:\/\/ cdn-web.tngdigital.com.my\/images\/Lazada-Post-Covid\/LAZADA_Post-Covid-19_FAQ.pdf [6 Februari 2022]<\/p>\n Touch \u2018n Go. (t.th). User Terms and Conditions. https:\/\/cdn.tngdigital.com.my\/s\/tc_pages\/tngd_tc.html<\/p>\n Wan Nurliza W. Ramli et.al. (2021). Penggunaan e-Wallet Di Malaysia: Analisa Dan Pandangan Menurut Perspektif Syariah. Al-Qanatir: International Journal of Islamic<\/p>\n [\/et_pb_tab][\/et_pb_tabs][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" DECEMBER 2022Status Patuh Syariah E-Money Bagi Akaun E-Wallet Popular Di Malaysia Sharia Compliant Status of E-Money in Popular Malaysian E-Wallet AccountKhairul Azmil Md Noor,\u00a0Postgraduate Student, Research Center for Sharia, Faculty of Islamic Studies, Universiti Kebangsaan MalaysiaAmir Fazlim Jusoh@Yusoff, amiry@ukm.edu.myResearch Center for Sharia, Faculty of Islamic Studies, Universiti Kebangsaan MalaysiaReceived: March 17, 2022 | Revised: July […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-2940","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.ukm.my\/jcil\/wp-json\/wp\/v2\/pages\/2940","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ukm.my\/jcil\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.ukm.my\/jcil\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.ukm.my\/jcil\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ukm.my\/jcil\/wp-json\/wp\/v2\/comments?post=2940"}],"version-history":[{"count":8,"href":"https:\/\/www.ukm.my\/jcil\/wp-json\/wp\/v2\/pages\/2940\/revisions"}],"predecessor-version":[{"id":3503,"href":"https:\/\/www.ukm.my\/jcil\/wp-json\/wp\/v2\/pages\/2940\/revisions\/3503"}],"wp:attachment":[{"href":"https:\/\/www.ukm.my\/jcil\/wp-json\/wp\/v2\/media?parent=2940"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
<\/em><\/span>Postgraduate Student, Research Center for Sharia, Faculty of Islamic Studies, Universiti Kebangsaan Malaysia
Amir Fazlim Jusoh@Yusoff, <\/strong><\/strong>amiry@ukm.edu.my
<\/em>Research Center for Sharia, Faculty of Islamic Studies, Universiti Kebangsaan Malaysia
<\/span>Received: March 17, 2022 | Revised: July 02, 2022 | Accepted: August 04, 2022 | Published: December 15, 2022\u200b<\/p>\n
<\/a><\/p>\n
e-Money, e-wallet, tambah nilai, ganjaran, syariah<\/p>\n
e-Money, e-wallet, reload, rewards, sharia<\/p>\n
https:\/\/www.bharian.com.my\/bisnes\/korporat\/2019\/12\/640306\/touch-n-go-ewallet-boost-grabpay-dipilih-untuk-inisiatif-e-tunai<\/p>\n
https:\/\/help.grab.com\/passenger\/en-my\/11500901 4787-I-want-a-refund-of-my-GrabPay-Balance [18 Oktober 2021]<\/p>\n
\u0627\u0644\u0645\u0639\u0627\u0635\u0631\u0629 < \u0633\u0624\u0627\u0644 297331 7 . https:\/\/fatwa.najah.edu\/question\/ref-297331\/ [18 Oktober 2021]<\/p>\n
\u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u063a\u064a\u0631 \u0627\u0644\u0645\u063a\u0637\u0627\u0629. 28 .https:\/\/iifa-aifi.org\/ar\/2055.html [7 Oktober 2021]<\/p>\n