PDF<\/a><\/p>\n[\/et_pb_text][et_pb_tabs admin_label=”Abstract & References” _builder_version=”4.21.0″ _module_preset=”default” body_text_align=”justify” global_colors_info=”{}”][et_pb_tab title=”Abstrak” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
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<\/strong>\u0627\u062c\u062a\u0645\u0627\u0639 \u0633\u0644\u0641 \u0648\u0628\u064a\u0639\u060c \u0628\u064a\u0639\u062a\u064a\u0646 \u0641\u064a \u0628\u064a\u0639\u0629\u060c \u0627\u0644\u0642\u0631\u0636\u060c \u0639\u0644\u0629 \u0627\u0644\u0646\u0647\u064a<\/p>\n[\/et_pb_tab][et_pb_tab title=”Abstract” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
This study aims to elucidate the concept and reasoning behind the prohibition of combining a loan and a sale in Islamic jurisprudence. The research employs descriptive, analytical, and comparative methodologies to explore the various manifestations of such combinations from the perspective of Islamic legal scholars. The hadith that forbids this combination is substantiated by distinguished narrators, and its implications have been extensively analyzed. The legal scholars’ differing rulings hinge on the presence of stipulations within the transaction. Two primary viewpoints have been identified: the Shafi’i perspective and the majority consensus. The majority consensus postulates that the rationale behind the prohibition stems from a mixture of ignorance and potential usury, while the Shafi’i viewpoint suggests that it results from a lack of clarity regarding the price. If the two contracts – loan and sale – are fused with a stipulation, all legal scholars agree that this combination is forbidden, in order to prevent the aforementioned reasons from becoming a reality. Conversely, if the combination occurs without a stipulation, the Shafi’i perspective deems it <\/em>permissible, even if the price of the sale or lease is higher than the fair market value. The majority opinion, on the other hand, limits its acceptability to transactions reflecting fair market value, in order to prevent the loan from serving as a conduit for usury. In conclusion, this study provides clarity on the different forms and reasoning behind the rulings related to combining a loan and a sale in Islamic jurisprudence. This research is particularly valuable for those working within the Islamic financial system who seek to ensure Sharia compliance. By comprehending the prohibition of combining a loan and a sale, they can avoid engaging in practices that are impermissible in Islam.<\/em><\/p>\nKEYWORDS
<\/strong>Combination of loan and sale, bay\u2019atayn fi bay\u2019ah, al-qard, \u2018illat al-nahy<\/em><\/p>\n[\/et_pb_tab][et_pb_tab title=”References” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
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\u0633\u0639\u062f \u0634\u0645\u0633 \u0627\u0644\u062f\u064a\u0646. \u062f. \u062a. \u0625\u063a\u0627\u062b\u0629 \u0627\u0644\u0644\u0647\u0641\u0627\u0646 \u0645\u0646 \u0645\u0635\u0627\u064a\u062f \u0627\u0644\u0634\u064a\u0637\u0627\u0646<\/em>. \u062a\u062d\u0642\u064a\u0642 \u0645\u062d\u0645\u062f \u062d\u0627\u0645\u062f \u0627\u0644\u0641\u0642\u064a. \u0627\u0644\u0631\u064a\u0627\u0636: \u0645\u0643\u062a\u0628\u0629 \u0627\u0644\u0645\u0639\u0627\u0631\u0641.<\/strong><\/p>\n\u0627\u0628\u0646 \u0645\u0627\u062c\u0647\u060c \u0623\u0628\u0648 \u0639\u0628\u062f \u0627\u0644\u0644\u0647 \u0645\u062d\u0645\u062f \u0628\u0646 \u064a\u0632\u064a\u062f \u0627\u0644\u0642\u0632\u0648\u064a\u0646\u064a. \u062f.\u062a.\u00a0 \u0633\u0646\u0646 \u0627\u0628\u0646 \u0645\u0627\u062c\u0647<\/em>. \u062a\u062d\u0642\u064a\u0642 \u0645\u062d\u0645\u062f \u0641\u0624\u0627\u062f \u0639\u0628\u062f \u0627\u0644\u0628\u0627\u0642\u064a. \u0627\u0644\u0642\u0627\u0647\u0631\u0629. \u062f\u0627\u0631 \u0625\u062d\u064a\u0627\u0621 \u0627\u0644\u0643\u062a\u0628 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 – \u0641\u064a\u0635\u0644 \u0639\u064a\u0633\u0649 \u0627\u0644\u0628\u0627\u0628\u064a \u0627\u0644\u062d\u0644\u0628\u064a.<\/strong><\/p>\n\u0627\u0628\u0646 \u0645\u0646\u0638\u0648\u0631\u060c\u00a0 \u062c\u0645\u0627\u0644 \u0627\u0644\u062f\u064a\u0646 \u0623\u0628\u0648 \u0627\u0644\u0641\u0636\u0644 \u0645\u062d\u0645\u062f \u0628\u0646 \u0645\u0643\u0631\u0645 \u0627\u0644\u0625\u0641\u0631\u064a\u0642\u0649. 1414\u0647\u0640.\u00a0 \u0644\u0633\u0627\u0646 \u0627\u0644\u0639\u0631\u0628<\/em>. \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u062b\u0627\u0644\u062b\u0629. \u0628\u064a\u0631\u0648\u062a: \u062f\u0627\u0631 \u0635\u0627\u062f\u0631.<\/strong><\/p>\n\u0623\u0628\u0648 \u062f\u0627\u0648\u062f\u060c \u0633\u0644\u064a\u0645\u0627\u0646 \u0628\u0646 \u0627\u0644\u0623\u0634\u0639\u062b \u0628\u0646 \u0625\u0633\u062d\u0627\u0642 \u0628\u0646 \u0628\u0634\u064a\u0631 \u0628\u0646 \u0634\u062f\u0627\u062f \u0628\u0646 \u0639\u0645\u0631\u0648 \u0627\u0644\u0623\u0632\u062f\u064a \u0627\u0644\u0633\u0651\u0650\u062c\u0650\u0633\u0652\u062a\u0627\u0646\u064a. \u062f.\u062a. \u0633\u0646\u0646 \u0623\u0628\u064a \u062f\u0627\u0648\u062f<\/em>. \u062a\u062d\u0642\u064a\u0642: \u0645\u062d\u0645\u062f \u0645\u062d\u064a\u064a \u0627\u0644\u062f\u064a\u0646 \u0639\u0628\u062f \u0627\u0644\u062d\u0645\u064a\u062f. \u0628\u064a\u0631\u0648\u062a: \u0627\u0644\u0645\u0643\u062a\u0628\u0629 \u0627\u0644\u0639\u0635\u0631\u064a\u0629. <\/strong><\/p>\n\u0627\u0644\u0623\u0646\u0635\u0627\u0631\u064a\u060c \u0632\u064a\u0646 \u0627\u0644\u062f\u064a\u0646 \u0623\u0628\u0648 \u064a\u062d\u064a\u0649 \u0632\u0643\u0631\u064a\u0627 \u0628\u0646 \u0645\u062d\u0645\u062f \u0628\u0646 \u0623\u062d\u0645\u062f \u0628\u0646 \u0632\u0643\u0631\u064a\u0627 \u0648\u0627\u0644\u0633\u0646\u064a\u0643\u064a. \u062f.\u062a. \u0623\u0633\u0646\u0649 \u0627\u0644\u0645\u0637\u0627\u0644\u0628 \u0641\u064a \u0634\u0631\u062d \u0631\u0648\u0636 \u0627\u0644\u0637\u0627\u0644\u0628<\/em>. \u0628\u064a\u0631\u0648\u062a: \u062f\u0627\u0631 \u0627\u0644\u0643\u062a\u0627\u0628 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a.<\/strong><\/p>\n\u0627\u0644\u0623\u0646\u0635\u0627\u0631\u064a\u060c \u0632\u064a\u0646 \u0627\u0644\u062f\u064a\u0646 \u0623\u0628\u0648 \u064a\u062d\u064a\u0649 \u0632\u0643\u0631\u064a\u0627 \u0628\u0646 \u0645\u062d\u0645\u062f \u0628\u0646 \u0623\u062d\u0645\u062f \u0628\u0646 \u0632\u0643\u0631\u064a\u0627 \u0648\u0627\u0644\u0633\u0646\u064a\u0643\u064a. 1414\u0647\u0640\/1994\u0645. \u0641\u062a\u062d \u0627\u0644\u0648\u0647\u0627\u0628 \u0628\u0634\u0631\u062d \u0645\u0646\u0647\u062c \u0627\u0644\u0637\u0644\u0627\u0628<\/em>. \u0627\u0644\u0642\u0627\u0647\u0631\u0629:\u00a0 \u062f\u0627\u0631 \u0627\u0644\u0641\u0643\u0631 \u0644\u0644\u0637\u0628\u0627\u0639\u0629 \u0648\u0627\u0644\u0646\u0634\u0631. <\/strong><\/p>\n\u0627\u0644\u0628\u0627\u0628\u0631\u062a\u064a\u060c \u0645\u062d\u0645\u062f \u0628\u0646 \u0645\u062d\u0645\u062f \u0628\u0646 \u0645\u062d\u0645\u0648\u062f. \u062f.\u062a. \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0634\u0631\u062d \u0627\u0644\u0647\u062f\u0627\u064a\u0629<\/em>. \u0628\u064a\u0631\u0648\u062a: \u062f\u0627\u0631 \u0627\u0644\u0641\u0643\u0631.<\/strong><\/p>\n\u0627\u0644\u0628\u062e\u0627\u0631\u064a\u060c \u0623\u0628\u0648 \u0639\u0628\u062f \u0627\u0644\u0644\u0647 \u0645\u062d\u0645\u062f \u0628\u0646 \u0625\u0633\u0645\u0627\u0639\u064a\u0644 \u0627\u0644\u062c\u0639\u0641\u064a. 1414\u0647\u0640\/1993\u0645. \u0635\u062d\u064a\u062d \u0627\u0644\u0628\u062e\u0627\u0631\u064a<\/em>. \u062a\u062d\u0642\u064a\u0642 \u062f. \u0645\u0635\u0637\u0641\u0649 \u062f\u064a\u0628. \u062f\u0645\u0634\u0642: \u062f\u0627\u0631 \u0627\u0628\u0646 \u0643\u062b\u064a\u0631\u060c \u062f\u0627\u0631 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\u0628\u0646 \u0639\u0644\u064a. 1432\u0647\u0640\/2011\u0645.\u00a0 \u0627\u0644\u0633\u0646\u0646 \u0627\u0644\u0643\u0628\u0631\u0649<\/em>. \u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u062f\u0643\u062a\u0648\u0631 \u0639\u0628\u062f \u0627\u0644\u0644\u0647 \u0628\u0646 \u0639\u0628\u062f \u0627\u0644\u0645\u062d\u0633\u0646 \u0627\u0644\u062a\u0631\u0643\u064a. \u0627\u0644\u0642\u0627\u0647\u0631\u0629: \u0645\u0631\u0643\u0632 \u0647\u062c\u0631 \u0644\u0644\u0628\u062d\u0648\u062b \u0648\u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0648\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629.<\/strong><\/p>\n\u0627\u0644\u062a\u0631\u0645\u0630\u064a\u060c \u0623\u0628\u0648 \u0639\u064a\u0633\u0649 \u0645\u062d\u0645\u062f \u0628\u0646 \u0639\u064a\u0633\u0649 \u0628\u0646 \u0633\u0648\u0631\u0629. \u062f.\u062a. \u0633\u0646\u0646 \u0627\u0644\u062a\u0631\u0645\u0630\u064a<\/em>. \u0627\u0644\u0642\u0627\u0647\u0631\u0629: \u0645\u0643\u062a\u0628\u0629 \u0648\u0645\u0637\u0628\u0639\u0629 \u0645\u0635\u0637\u0641\u0649 \u0627\u0644\u0628\u0627\u0628\u064a \u0627\u0644\u062d\u0644\u0628\u064a.<\/strong><\/p>\n\u0627\u0644\u062c\u0630\u0627\u0645\u064a\u060c \u0623\u0628\u0648 \u0645\u062d\u0645\u062f \u062c\u0644\u0627\u0644 \u0627\u0644\u062f\u064a\u0646 \u0639\u0628\u062f \u0627\u0644\u0644\u0647 \u0628\u0646 \u0646\u062c\u0645 \u0628\u0646 \u0634\u0627\u0633 \u0628\u0646 \u0646\u0632\u0627\u0631. 1423\u0647\u0640\/2003\u0645. \u0639\u0642\u062f \u0627\u0644\u062c\u0648\u0627\u0647\u0631 \u0627\u0644\u062b\u0645\u064a\u0646\u0629 \u0641\u064a \u0645\u0630\u0647\u0628 \u0639\u0627\u0644\u0645 \u0627\u0644\u0645\u062f\u064a\u0646\u0629<\/em>. \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649. \u0628\u064a\u0631\u0648\u062a:\u00a0 \u062f\u0627\u0631 \u0627\u0644\u063a\u0631\u0628 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\u0627\u0644\u0635\u0645\u062f. 1412\u0647\u0640\/2000\u0645. \u0633\u0646\u0646 \u0627\u0644\u062f\u0627\u0631\u0645\u064a<\/em>. \u062a\u062d\u0642\u064a\u0642 \u062d\u0633\u064a\u0646 \u0633\u0644\u064a\u0645 \u0623\u0633\u062f \u0627\u0644\u062f\u0627\u0631\u0627\u0646\u064a\u060c \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629: \u062f\u0627\u0631 \u0627\u0644\u0645\u063a\u0646\u064a \u0644\u0644\u0646\u0634\u0631 \u0648\u0627\u0644\u062a\u0648\u0632\u064a\u0639.<\/strong><\/p>\n\u062f\u0627\u0645\u0627\u062f \u0623\u0641\u0646\u062f\u064a\u060c \u0633\u0644\u064a\u0645\u0627\u0646 \u0639\u0628\u062f \u0627\u0644\u0631\u062d\u0645\u0646 \u0628\u0646 \u0645\u062d\u0645\u062f \u0627\u0644\u0645\u062f\u0639\u0648 \u0628\u0634\u064a\u062e\u064a \u0632\u0627\u062f\u0647. 1419\u0647\u0640. \u0645\u062c\u0645\u0639 \u0627\u0644\u0623\u0646\u0647\u0631 \u0641\u064a \u0634\u0631\u062d 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1427\u0647\u0640\/2006\u0645. \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0623\u0635\u0627\u0644\u0629 \u0648\u0645\u0639\u0627\u0635\u0631\u0629<\/em>. \u062f\u0645\u0634\u0642: \u062f\u0627\u0631 \u0627\u0644\u0641\u0643\u0631.<\/strong><\/p>\n\u0627\u0644\u0632\u0631\u0643\u0634\u064a\u060c \u0623\u0628\u0648 \u0639\u0628\u062f \u0627\u0644\u0644\u0647 \u0628\u062f\u0631 \u0627\u0644\u062f\u064a\u0646 \u0645\u062d\u0645\u062f \u0628\u0646 \u0639\u0628\u062f \u0627\u0644\u0644\u0647 \u0628\u0646 \u0628\u0647\u0627\u062f\u0631. 1405\u0647\u0640\/ 1985\u0645. \u0627\u0644\u0645\u0646\u062b\u0648\u0631 \u0641\u064a \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0641\u0642\u0647\u064a\u0629<\/em>. \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629. \u0627\u0644\u0643\u0648\u064a\u062a: \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u0623\u0648\u0642\u0627\u0641 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\u0644\u0644\u0637\u0628\u0627\u0639\u0629 \u0648\u0627\u0644\u0646\u0634\u0631.<\/strong><\/p>\n\u0627\u0644\u0632\u064a\u0644\u0639\u064a\u060c \u0641\u062e\u0631 \u0627\u0644\u062f\u064a\u0646 \u0639\u062b\u0645\u0627\u0646 \u0628\u0646 \u0639\u0644\u064a \u0627\u0644\u062d\u0646\u0641\u064a. \u062a\u0628\u064a\u064a\u0646 \u0627\u0644\u062d\u0642\u0627\u0626\u0642 \u0634\u0631\u062d \u0643\u0646\u0632 \u0627\u0644\u062f\u0642\u0627\u0626\u0642<\/em>. 1420\u0647\u0640-2000\u0645. \u0628\u064a\u0631\u0648\u062a: \u062f\u0627\u0631 \u0627\u0644\u0643\u062a\u0628 \u0627\u0644\u0639\u0644\u0645\u064a\u0629.<\/strong><\/p>\n\u0627\u0644\u0634\u0628\u0631\u0627\u0645\u0644\u0633\u064a\u060c \u0646\u0648\u0631 \u0627\u0644\u062f\u064a\u0646 \u0628\u0646 \u0639\u0644\u064a \u0648\u0645\u0639\u0647 \u062d\u0627\u0634\u064a\u0629 \u0623\u062d\u0645\u062f \u0628\u0646 \u0639\u0628\u062f \u0627\u0644\u0631\u0632\u0627\u0642 \u0627\u0644\u0645\u063a\u0631\u0628\u064a 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\u0627\u0644\u0641\u0643\u0631.<\/strong><\/p>\n\u0627\u0644\u0639\u0643\u060c \u062e\u0627\u0644\u062f \u0628\u0646 \u0639\u0628\u062f \u0627\u0644\u0631\u062d\u0645\u0646. 1993\u0645. \u0645\u0648\u0633\u0648\u0639\u0629 \u0627\u0644\u0641\u0642\u0647 \u0627\u0644\u0645\u0627\u0644\u0643\u064a<\/em>. \u0627\u0644\u0637\u0628\u0639\u0629\u0627\u0644\u0623\u0648\u0644\u0649 \u062f\u0645\u0634\u0642: \u062f\u0627\u0631 \u0627\u0644\u062d\u0643\u0645\u0629.<\/strong><\/p>\n\u0639\u0645\u064a\u0631\u0629\u060c \u0623\u062d\u0645\u062f \u0633\u0644\u0627\u0645\u0629 \u0627\u0644\u0642\u0644\u064a\u0648\u0628\u064a \u0648\u0623\u062d\u0645\u062f \u0627\u0644\u0628\u0631\u0644\u0633\u064a. 1415\u0647\u0640. \u062d\u0627\u0634\u064a\u062a\u0627 \u0642\u0644\u064a\u0648\u0628\u064a \u0648\u0639\u0645\u064a\u0631\u0629<\/em>. \u0628\u064a\u0631\u0648\u062a: \u062f\u0627\u0631 \u0627\u0644\u0641\u0643\u0631. <\/strong><\/p>\n\u0627\u0644\u0641\u0627\u0631\u0627\u0628\u064a\u060c 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1426\u0647\u0640\/2005\u0645. \u0627\u0644\u0642\u0627\u0645\u0648\u0633 \u0627\u0644\u0645\u062d\u064a\u0637<\/em>. \u0628\u064a\u0631\u0648\u062a: \u0645\u0643\u062a\u0628 \u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u062a\u0631\u0627\u062b \u0641\u064a \u0645\u0624\u0633\u0633\u0629 \u0627\u0644\u0631\u0633\u0627\u0644\u0629.<\/strong><\/p>\n\u0627\u0644\u0641\u064a\u0648\u0645\u064a\u060c \u0623\u062d\u0645\u062f \u0628\u0646 \u0645\u062d\u0645\u062f \u0628\u0646 \u0639\u0644\u064a \u062b\u0645 \u0627\u0644\u062d\u0645\u0648\u064a \u0623\u0628\u0648 \u0627\u0644\u0639\u0628\u0627\u0633. \u062f .\u062a. \u0627\u0644\u0645\u0635\u0628\u0627\u062d \u0627\u0644\u0645\u0646\u064a\u0631 \u0641\u064a \u063a\u0631\u064a\u0628 \u0627\u0644\u0634\u0631\u062d \u0627\u0644\u0643\u0628\u064a\u0631<\/em>. \u0628\u064a\u0631\u0648\u062a: \u0627\u0644\u0645\u0643\u062a\u0628\u0629 \u0627\u0644\u0639\u0644\u0645\u064a\u0629.<\/strong><\/p>\n\u0627\u0644\u0642\u0631\u0627\u0641\u064a\u060c 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\u0627\u0644\u0645\u0648\u0637\u0623 \u0645\u0646 \u0627\u0644\u0645\u0639\u0627\u0646\u064a \u0648\u0627\u0644\u0623\u0633\u0627\u0646\u064a\u062f<\/em>. \u062a\u062d\u0642\u064a\u0642: \u0627\u0644\u0639\u0644\u0648\u064a\u060c \u0645\u0635\u0637\u0641\u0649 \u0628\u0646 \u0623\u062d\u0645\u062f \u0648\u0627\u0644\u0628\u0643\u0631\u064a\u060c \u0645\u062d\u0645\u062f \u0639\u0628\u062f \u0627\u0644\u0643\u0628\u064a\u0631. \u0627\u0644\u0645\u063a\u0631\u0628: \u0648\u0632\u0627\u0631\u0629 \u0639\u0645\u0648\u0645 \u0627\u0644\u0623\u0648\u0642\u0627\u0641 \u0648\u0627\u0644\u0634\u0624\u0648\u0646 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629.<\/strong><\/p>\n\u0627\u0644\u0642\u0634\u064a\u0631\u064a\u060c \u062a\u0642\u064a \u0627\u0644\u062f\u064a\u0646 \u0623\u0628\u0648 \u0627\u0644\u0641\u062a\u062d \u0645\u062d\u0645\u062f \u0628\u0646 \u0639\u0644\u064a \u0628\u0646 \u0648\u0647\u0628 \u0628\u0646 \u0645\u0637\u064a\u0639. 1424\u0647\u0640\/2003\u0645. 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\u062a\u0631\u062a\u064a\u0628 \u0627\u0644\u0634\u0631\u0627\u0626\u0639<\/em>. \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629.\u00a0 \u0628\u064a\u0631\u0648\u062a: \u062f\u0627\u0631 \u0627\u0644\u0643\u062a\u0628 \u0627\u0644\u0639\u0644\u0645\u064a\u0629. <\/strong><\/p>\n\u0645\u0627\u0644\u0643\u060c \u0627\u0628\u0646 \u0623\u0646\u0633 \u0628\u0646 \u0645\u0627\u0644\u0643 \u0628\u0646 \u0639\u0627\u0645\u0631 \u0627\u0644\u0623\u0635\u0628\u062d\u064a. 1415\u0647\u0640\/1994\u0645. \u0627\u0644\u0645\u062f\u0648\u0646\u0629<\/em>. \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649. \u0628\u064a\u0631\u0648\u062a: \u062f\u0627\u0631 \u0627\u0644\u0643\u062a\u0628 \u0627\u0644\u0639\u0644\u0645\u064a\u0629. <\/strong><\/p>\n\u0645\u0627\u0644\u0643\u060c \u0627\u0628\u0646 \u0623\u0646\u0633. 1402\u0647\u0640\/1985\u0645. \u0627\u0644\u0645\u0648\u0637\u0623<\/em>. \u0635\u062d\u062d\u0647 \u0648\u0631\u0642\u0645\u0647 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\u0639\u0628\u062f. \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649. \u0628\u064a\u0631\u0648\u062a: \u062f\u0627\u0631 \u0627\u0644\u0643\u062a\u0628 \u0627\u0644\u0639\u0644\u0645\u064a\u0629.<\/strong><\/p>\n\u0627\u0644\u0645\u062c\u0627\u062c\u064a\u060c \u0645\u062d\u0645\u062f \u0633\u0643\u062d\u0627\u0644. 1422\u0647\u0640\u0640\/2001\u0645. \u0623\u062d\u0643\u0627\u0645 \u0639\u0642\u062f \u0627\u0644\u0628\u064a\u0639 \u0641\u064a \u0627\u0644\u0641\u0642\u0647 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0627\u0644\u0645\u0627\u0644\u0643\u064a<\/em>. \u0628\u064a\u0631\u0648\u062a: \u062f\u0627\u0631 \u0627\u0628\u0646 \u062d\u0632\u0645. <\/strong><\/p>\n\u0645\u062c\u0644\u0629 \u0645\u062c\u0645\u0639 \u0627\u0644\u0641\u0642\u0647 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a<\/em><\/strong>. 1407\u0647\u0640\/1986\u0645. \u0627\u0644\u0639\u062f\u062f \u0627\u0644\u062b\u0627\u0644\u062b. \u062c\u062f\u0629: \u0645\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u0627\u0633\u0644\u0627\u0645\u064a. <\/strong><\/p>\n\u0645\u062c\u0644\u0629 \u0645\u062c\u0645\u0639 \u0627\u0644\u0641\u0642\u0647 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a<\/em><\/strong>. 1421\u0647\u0640\/2000\u0645. \u0627\u0644\u0639\u062f\u062f \u0627\u0644\u062b\u0627\u0646\u064a \u0639\u0634\u0631. \u062c\u062f\u0629: \u0645\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u0627\u0633\u0644\u0627\u0645\u064a. <\/strong><\/p>\n\u0627\u0644\u0645\u0631\u062f\u0627\u0648\u064a\u060c \u0639\u0644\u0627\u0621 \u0627\u0644\u062f\u064a\u0646 \u0623\u0628\u0648 \u0627\u0644\u062d\u0633\u0646 \u0639\u0644\u064a \u0628\u0646 \u0633\u0644\u064a\u0645\u0627\u0646 \u0628\u0646 \u0623\u062d\u0645\u062f. 1415\u0647\u0640\/1995\u0645. \u0627\u0644\u0625\u0646\u0635\u0627\u0641 \u0641\u064a \u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0631\u0627\u062c\u062d 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\u0627\u0644\u0641\u0631\u063a\u0627\u0646\u064a. \u062f.\u062a. \u0627\u0644\u0647\u062f\u0627\u064a\u0629 \u0641\u064a \u0634\u0631\u062d \u0628\u062f\u0627\u064a\u0629 \u0627\u0644\u0645\u0628\u062a\u062f\u064a<\/em>. \u062a\u062d\u0642\u064a\u0642: \u0637\u0644\u0627\u0644 \u064a\u0648\u0633\u0641. \u0628\u064a\u0631\u0648\u062a: \u062f\u0627\u0631 \u0627\u062d\u064a\u0627\u0621 \u0627\u0644\u062a\u0631\u0627\u062b \u0627\u0644\u0639\u0631\u0628\u064a.<\/strong><\/p>\n\u0645\u0633\u0644\u0645\u060c\u00a0 \u0623\u0628\u0648 \u0627\u0644\u062d\u0633\u064a\u0646 \u0645\u0633\u0644\u0645 \u0628\u0646 \u0627\u0644\u062d\u062c\u0627\u062c \u0627\u0644\u0642\u0634\u064a\u0631\u064a \u0627\u0644\u0646\u064a\u0633\u0627\u0628\u0648\u0631\u064a. 1374\u0647\u0640\/1955\u0645.\u00a0 \u0635\u062d\u064a\u062d \u0645\u0633\u0644\u0645<\/em>.\u062a\u062d\u0642\u064a\u0642 \u0645\u062d\u0645\u062f \u0641\u0624\u0627\u062f \u0639\u0628\u062f \u0627\u0644\u0628\u0627\u0642\u064a. \u0627\u0644\u0642\u0627\u0647\u0631\u0629: \u0645\u0637\u0628\u0639\u0629 \u0639\u064a\u0633\u0649 \u0627\u0644\u0628\u0627\u0628\u064a \u0627\u0644\u062d\u0644\u0628\u064a \u0648\u0634\u0631\u0643\u0627\u0647.<\/strong><\/p>\n\u0627\u0644\u0645\u0642\u062f\u0633\u064a\u060c \u0623\u0628\u0648 \u0645\u062d\u0645\u062f \u0645\u0648\u0641\u0642 \u0627\u0644\u062f\u064a\u0646 \u0639\u0628\u062f \u0627\u0644\u0644\u0647 \u0628\u0646 \u0623\u062d\u0645\u062f \u0628\u0646 \u0645\u062d\u0645\u062f \u0628\u0646 \u0642\u062f\u0627\u0645\u0629 \u0627\u0644\u062c\u0645\u0627\u0639\u064a\u0644\u064a \u062b\u0645 \u0627\u0644\u062f\u0645\u0634\u0642\u064a \u0627\u0644\u062d\u0646\u0628\u0644\u064a \u0627\u0644\u0634\u0647\u064a\u0631 \u0628\u0627\u0628\u0646 \u0642\u062f\u0627\u0645\u0629 \u0627\u0644\u0645\u0642\u062f\u0633\u064a. 1405\u0647\u0640. \u0627\u0644\u0645\u063a\u0646\u064a \u0634\u0631\u062d \u0645\u062e\u062a\u0635\u0631 \u0627\u0644\u062e\u0631\u0642\u064a<\/em>. \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649. \u0627\u0644\u0642\u0627\u0647\u0631\u0629: \u062f\u0627\u0631 \u0625\u062d\u064a\u0627\u0621 \u0627\u0644\u062a\u0631\u0627\u062b \u0627\u0644\u0639\u0631\u0628\u064a. <\/strong><\/p>\n\u0627\u0644\u0645\u0648\u0627\u0642\u060c \u0645\u062d\u0645\u062f \u0628\u0646 \u064a\u0648\u0633\u0641 \u0628\u0646 \u0623\u0628\u064a \u0627\u0644\u0642\u0627\u0633\u0645 \u0628\u0646 \u064a\u0648\u0633\u0641 \u0627\u0644\u0639\u0628\u062f\u0631\u064a \u0627\u0644\u063a\u0631\u0646\u0627\u0637\u064a. 1416\u0647\u0640. \u0627\u0644\u062a\u0627\u062c \u0648\u0627\u0644\u0625\u0643\u0644\u064a\u0644 \u0634\u0631\u062d \u0645\u062e\u062a\u0635\u0631 \u062e\u0644\u064a\u0644<\/em>. \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649. \u0628\u064a\u0631\u0648\u062a: \u062f\u0627\u0631 \u0627\u0644\u0643\u062a\u0628 \u0627\u0644\u0639\u0644\u0645\u064a\u0629.<\/strong><\/p>\n\u0627\u0644\u0645\u0648\u0635\u0644\u064a \u060c \u0645\u062c\u062f \u0627\u0644\u062f\u064a\u0646 \u0623\u0628\u0648 \u0627\u0644\u0641\u0636\u0644 \u0639\u0628\u062f \u0627\u0644\u0644\u0647 \u0628\u0646 \u0645\u062d\u0645\u0648\u062f \u0628\u0646 \u0645\u0648\u062f\u0648\u062f \u0648 \u0627\u0644\u062d\u0646\u0641\u064a \u0627\u0644\u0628\u0644\u062f\u062d\u064a. 1356\u0647\u0640\/1937\u0645. \u0627\u0644\u0627\u062e\u062a\u064a\u0627\u0631 \u0644\u062a\u0639\u0644\u064a\u0644 \u0627\u0644\u0645\u062e\u062a\u0627\u0631<\/em>. \u0639\u0644\u064a\u0647\u0627 \u062a\u0639\u0644\u064a\u0642\u0627\u062a: \u0627\u0644\u0634\u064a\u062e \u0645\u062d\u0645\u0648\u062f \u0623\u0628\u0648 \u062f\u0642\u064a\u0642\u0629. \u0627\u0644\u0642\u0627\u0647\u0631\u0629: \u0645\u0637\u0628\u0639\u0629 \u0627\u0644\u062d\u0644\u0628\u064a.<\/strong><\/p>\n\u0627\u0644\u0646\u0648\u0648\u064a\u060c \u0623\u0628\u0648 \u0632\u0643\u0631\u064a\u0627 \u0645\u062d\u064a\u064a \u0627\u0644\u062f\u064a\u0646 \u064a\u062d\u064a\u0649 \u0628\u0646 \u0634\u0631\u0641. \u062f.\u062a. \u0631\u0648\u0636\u0629 \u0627\u0644\u0637\u0627\u0644\u0628\u064a\u0646 \u0648\u0639\u0645\u062f\u0629 \u0627\u0644\u0645\u0641\u062a\u064a\u0646<\/em>. \u062a\u062d\u0642\u064a\u0642: \u0627\u0644\u0645\u0648\u062c\u0648\u062f\u060c \u0639\u0627\u062f\u0644 \u0623\u062d\u0645\u062f \u0639\u0628\u062f \u0648\u0645\u0639\u0648\u0636\u060c\u00a0 \u0639\u0644\u0649 \u0645\u062d\u0645\u062f. \u0628\u064a\u0631\u0648\u062a:\u00a0 \u062f\u0627\u0631 \u0627\u0644\u0643\u062a\u0628 \u0627\u0644\u0639\u0644\u0645\u064a\u0629.<\/strong><\/p>\n\u0627\u0644\u0646\u064a\u0633\u0627\u0628\u0648\u0631\u064a\u060c \u0627\u0644\u0625\u0645\u0627\u0645 \u0627\u0644\u062d\u0627\u0641\u0638 \u0623\u0628\u0648 \u0639\u0628\u062f \u0627\u0644\u0644\u0647 \u0627\u0644\u062d\u0627\u0643\u0645. \u062f.\u062a. \u0627\u0644\u0645\u0633\u062a\u062f\u0631\u0643 \u0639\u0644\u0649 \u0627\u0644\u0635\u062d\u064a\u062d\u064a\u0646<\/em>. \u0628\u0625\u0634\u0631\u0627\u0641 \u062f. \u064a\u0648\u0633\u0641 \u0627\u0644\u0645\u0631\u0639\u0634\u0644\u064a. \u0628\u064a\u0631\u0648\u062a: \u062f\u0627\u0631 \u0627\u0644\u0645\u0639\u0631\u0641\u0629.<\/strong><\/p>\n\u0627\u0644\u0647\u0631\u0648\u064a\u060c \u0645\u062d\u0645\u062f \u0628\u0646 \u0623\u062d\u0645\u062f \u0628\u0646 \u0627\u0644\u0623\u0632\u0647\u0631\u064a \u0648\u0623\u0628\u0648 \u0645\u0646\u0635\u0648\u0631. 2001\u0645. \u062a\u0647\u0630\u064a\u0628 \u0627\u0644\u0644\u063a\u0629<\/em>. \u062a\u062d\u0642\u064a\u0642 \u0645\u062d\u0645\u062f \u0639\u0648\u0636 \u0645\u0631\u0639\u0628. \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649. \u0628\u064a\u0631\u0648\u062a: \u062f\u0627\u0631 \u0625\u062d\u064a\u0627\u0621 \u0627\u0644\u062a\u0631\u0627\u062b \u0627\u0644\u0639\u0631\u0628\u064a.<\/strong><\/p>\n[\/et_pb_tab][\/et_pb_tabs][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_fullwidth_header _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_fullwidth_header][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"
JUNE 2023\u062d\u062f\u064a\u062b \u00ab\u0644\u0627 \u064a\u062d\u0644 \u0633\u0644\u0641 \u0648\u0628\u064a\u0639\u00bb \u0648\u062a\u0637\u0628\u064a\u0642\u0627\u062a\u0647 \u0641\u064a \u0628\u0627\u0628 \u0627\u0644\u0625\u062c\u0627\u0631\u0629 \u0641\u064a \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 The Hadith “No Loan Coupled with a Sale is Permissible” and Its Applications in the Field of Leasing in Islamic Banks Gamal Mohamed Ali AbdelrehimPostgraduate of Research Centre for Sharia, Faculty of Islamic Studies, Universiti Kebangsaan MalaysiaMohammad Zaini Yahaya, zainiyahya@ukm.edu.myResearch Centre for […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-3629","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.ukm.my\/jcil\/wp-json\/wp\/v2\/pages\/3629","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ukm.my\/jcil\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.ukm.my\/jcil\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.ukm.my\/jcil\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ukm.my\/jcil\/wp-json\/wp\/v2\/comments?post=3629"}],"version-history":[{"count":6,"href":"https:\/\/www.ukm.my\/jcil\/wp-json\/wp\/v2\/pages\/3629\/revisions"}],"predecessor-version":[{"id":3735,"href":"https:\/\/www.ukm.my\/jcil\/wp-json\/wp\/v2\/pages\/3629\/revisions\/3735"}],"wp:attachment":[{"href":"https:\/\/www.ukm.my\/jcil\/wp-json\/wp\/v2\/media?parent=3629"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}