{"id":4533,"date":"2026-06-15T01:07:01","date_gmt":"2026-06-15T01:07:01","guid":{"rendered":"https:\/\/www.ukm.my\/jcil\/?page_id=4533"},"modified":"2026-06-22T00:50:33","modified_gmt":"2026-06-22T00:50:33","slug":"2025-102","status":"publish","type":"page","link":"https:\/\/www.ukm.my\/jcil\/2025-102\/","title":{"rendered":"2025 10(2)"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_header _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; specialty=&#8221;on&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;2025 10(2)&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>DECEMBER 2025<\/p>\n<p>[\/et_pb_blurb][et_pb_image src=&#8221;https:\/\/www.ukm.my\/jcil\/wp-content\/uploads\/2025\/12\/Cover-JCIL-2025-102-scaled.jpg&#8221; title_text=&#8221;Cover JCIL 2025 10(2)&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Artikel 1&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><b><span class=\"ContentControl SCXW24809054 BCX8\" role=\"group\" aria-label=\"Rich text content control paragraph\"><span class=\"ContentControlBoundarySink SCXW24809054 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"none\"><a href=\"https:\/\/www.ukm.my\/jcil\/?page_id=4556&amp;preview=true&amp;__ncforminfo=LBflAwM5JnoilfUAGiGIugm9ULidugcElGJAiYx5DfgE6xu85mp1Sfury5RiGjiC16MfjeyLavN6wu616o3SDpHC2kkFoSeS\">Hukum Memakan Hamster Menurut Pandangan Empat Mazhab\u200b<\/a><br \/><\/span><\/span><\/b><span class=\"ContentControl SCXW24809054 BCX8\" role=\"group\" aria-label=\"Rich text content control paragraph\"><span class=\"ContentControlBoundarySink SCXW24809054 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"none\"><span class=\"TextRun SCXW24809054 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW24809054 BCX8\">The Ruling on Eating Hamsters According to the Perspectives of the Four Madhhabs<\/span><\/span><\/span><\/span><b><span class=\"ContentControl SCXW24809054 BCX8\" role=\"group\" aria-label=\"Rich text content control paragraph\"><span class=\"ContentControlBoundarySink SCXW24809054 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"none\"><br \/><\/span><\/span><\/b><span class=\"ContentControl SCXW24809054 BCX8\" role=\"group\" aria-label=\"Rich text content control paragraph\"><span class=\"ContentControlBoundarySink SCXW24809054 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"none\"><em style=\"font-size: 14px;\"><span class=\"ContentControl SCXW15335319 BCX8\" role=\"group\" aria-label=\"Rich text content control paragraph\"><span class=\"ContentControlBoundarySink SCXW15335319 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\">\u200b<\/span><span class=\"ContentControl SCXW15335319 BCX8\" role=\"group\" aria-label=\"Plain text content control\"><span class=\"ContentControlBoundarySink SCXW15335319 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\">\u200bNur Anis Nadhira Azhar, Mohd Izhar Ariff Mohd Kashim, Nik Salida Suhaila Nik Saleh<\/span><\/span><\/span><\/em><\/span><\/span><b><span class=\"ContentControl SCXW24809054 BCX8\" role=\"group\" aria-label=\"Rich text content control paragraph\"><span class=\"ContentControlBoundarySink SCXW24809054 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"none\"><em style=\"font-size: 14px;\"><br \/><\/em><\/span><\/span><\/b><span class=\"ContentControl SCXW24809054 BCX8\" role=\"group\" aria-label=\"Rich text content control paragraph\"><span class=\"ContentControlBoundarySink SCXW24809054 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"none\"><span style=\"font-size: 14px;\">2025, Vol. 10(2), pp. 1-8. \u00a0| \u00a0<\/span><\/span><\/span><span class=\"ContentControl SCXW24809054 BCX8\" role=\"group\" aria-label=\"Rich text content control paragraph\"><span class=\"ContentControlBoundarySink SCXW24809054 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"none\"><a href=\"https:\/\/www.ukm.my\/jcil\/wp-content\/uploads\/2025\/12\/Artikel-1-Hukum-Memakan-Hamster-Menurut-Pandangan-Empat-Mazhab.pdf\">PDF<\/a><a style=\"font-size: 14px;\" href=\"https:\/\/www.ukm.my\/jcil\/wp-content\/uploads\/2018\/06\/JCIL-2018-31-Article-1.pdf\"><br \/><\/a>Received: July 11, 2025 | Revised: August 20, 2025 | Accepted: Oct 10, 2025 | Published: Dec 15, 2025<\/span><\/span><br \/>DOI: <a href=\"https:\/\/doi.org\/10.26475\/jcil.2025.10.2.01\">https:\/\/doi.org\/10.26475\/jcil.2025.10.2.01<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Artikel 2&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"font-size: 14px;\"><strong><span class=\"TextRun SCXW242426475 BCX8\" lang=\"EN-MY\" xml:lang=\"EN-MY\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW242426475 BCX8\"><a href=\"https:\/\/www.ukm.my\/jcil\/jcil-2025-102-article-2\/\">Aplikasi Fatwa Kontemporari Terhadap Produk Makanan Moden<\/a><br \/><\/span><\/span><\/strong><\/span>The Application of Contemporary Fatwas on Modern Food Products<br \/><em style=\"font-size: 14px;\">Nur Aqila Mohd Zahari, Nur Ain Nabihah Nasharuddin, Mohd Izhar Ariff Mohd Kashim, Nik Salida Suhaila Nik Saleh<br \/><\/em><span style=\"font-size: 14px;\">2025, Vol. 10(2), pp. 9-19. \u00a0| \u00a0<\/span><a href=\"https:\/\/www.ukm.my\/jcil\/wp-content\/uploads\/2025\/12\/Artikel-2-Aplikasi-Fatwa-Kontemporari-Terhadap-Produk-Makanan-Moden.pdf\">PDF<\/a><a style=\"font-size: 14px;\" href=\"https:\/\/www.ukm.my\/jcil\/wp-content\/uploads\/2018\/06\/JCIL-2018-31-Article-1.pdf\"><br \/><\/a>Received: July 19, 2025 | Revised: Oct 10, 2025 | Accepted: Dec 2, 2025 | Published: Dec 15, 2025<br \/>DOI: <a href=\"https:\/\/doi.org\/10.26475\/jcil.2025.10.2.02\">https:\/\/doi.org\/10.26475\/jcil.2025.10.2.02<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Artikel 3&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong><a href=\"https:\/\/www.ukm.my\/jcil\/jcil-2025-102-article-3\/\">Beli Dahulu Bayar Kemudian (BNPL) Sebagai Wahana Perbelanjaan Patuh Syariah dan Beretika: Satu Tinjauan Literatur<\/a><br \/><\/strong>Buy Now Pay Later (BNPL) as a Shariah-Compliant and Ethical Spending Mechanism: A Literature Review<br \/><em style=\"font-size: 14px;\">Nurlailatul Akma Abu Bakar, Ahmad Dahlan Salleh<br \/><\/em><span style=\"font-size: 14px;\">2025, Vol. 10(2), pp. 20-28. \u00a0| \u00a0<\/span><a href=\"https:\/\/www.ukm.my\/jcil\/wp-content\/uploads\/2025\/12\/Artikel-3-\u200b\u200bBeli-Dahulu-Bayar-Kemudian-BNPL-Sebagai-Wahana-Perbelanjaan-Patuh-Syariah-dan-Beretika-Satu-Tinjauan-Literatur.pdf\">PDF<\/a><a style=\"font-size: 14px;\" href=\"https:\/\/www.ukm.my\/jcil\/wp-content\/uploads\/2018\/06\/JCIL-2018-31-Article-1.pdf\"><br \/><\/a>Received: Oct 18, 2025 | Revised: Aug 26, 2025 | Accepted: Dec 4, 2025 | Published: Dec 15, 2025<br \/>DOI: <a href=\"https:\/\/doi.org\/10.26475\/jcil.2025.10.2.03\">https:\/\/doi.org\/10.26475\/jcil.2025.10.2.03<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Artikel 4&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: left;\"><strong style=\"font-size: 14px;\"><a href=\"https:\/\/www.ukm.my\/jcil\/jcil-2025-102-article-4\/\">2040 \u0627\u0644\u0632\u0643\u0627\u0629 \u0643\u0623\u062f\u0627\u0629 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0644\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645\u0629 \u0641\u064a \u0633\u0644\u0637\u0646\u0629 \u0639\u064f\u0645\u0627\u0646: \u0646\u062d\u0648 \u062a\u0643\u0627\u0645\u0644 \u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0648\u0627\u062c\u062a\u0645\u0627\u0639\u064a \u0645\u0639 \u0631\u0624\u064a\u0629 \u0639\u064f\u0645\u0627\u0646<\/a><br \/><\/strong>Zakat as a Strategic Tool for Achieving Sustainable Development in the Sultanate of Oman: Towards Economic and Social Integration with Oman Vision 2040<em><br \/>Badriya Ahmed Mahmood Al Rawahi, Nurul Ilyana Muhd Adnan, Mohammad Zaini Yahaya<br \/><\/em><span style=\"font-size: 14px;\">2025, Vol. 10(2), pp. 29-36. \u00a0| \u00a0<\/span><a href=\"https:\/\/www.ukm.my\/jcil\/wp-content\/uploads\/2025\/12\/Artikel-4-\u0627\u0644\u0632\u0643\u0627\u0629-\u0643\u0623\u062f\u0627\u0629-\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629-\u0644\u062a\u062d\u0642\u064a\u0642-\u0627\u0644\u062a\u0646\u0645\u064a\u0629-\u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645\u0629-\u0641\u064a-\u0633\u0644\u0637\u0646\u0629-\u0639\u064f\u0645\u0627\u0646-\u0646\u062d\u0648-\u062a\u0643\u0627\u0645\u0644-\u0627\u0642\u062a\u0635\u0627\u062f\u064a-\u0648\u0627\u062c\u062a\u0645\u0627\u0639\u064a-\u0645\u0639-\u0631\u0624\u064a\u0629-\u0639\u064f\u0645\u0627\u0646-2040.pdf\">PDF<\/a><a style=\"font-size: 14px;\" href=\"https:\/\/www.ukm.my\/jcil\/wp-content\/uploads\/2018\/06\/JCIL-2018-31-Article-1.pdf\"><br \/><\/a>Received: Aug 26, 2025 \u00a0| Revised: Oct 18, 2025 | Accepted: Dec 4, 2025 | Published: Dec 15, 2025<br \/>DOI: <a href=\"https:\/\/doi.org\/10.26475\/jcil.2025.10.2.04\">https:\/\/doi.org\/10.26475\/jcil.2025.10.2.04<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Artikel 5&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong><a href=\"https:\/\/www.ukm.my\/jcil\/jcil-2025-102-article-5\/\">Implikasi Fenomena Childfree terhadap Keseimbangan Generasi: Suatu Tinjauan dari Perspektif Islam<\/a><br \/><\/strong>Implications of the Childfree Phenomenon on Generational Balance: A Review from an Islamic Perspective<em><br \/>Maizatul Aliya Hairunnizam, Wafaa\u2019 binti Yusof<br \/><\/em><span style=\"font-size: 14px;\">2025, Vol. 10(2), pp. 37-46. \u00a0| \u00a0<\/span><a href=\"https:\/\/www.ukm.my\/jcil\/wp-content\/uploads\/2025\/12\/Artikel-5-Implikasi-Fenomena-Childfree-terhadap-Keseimbangan-Generasi.pdf\">PDF<\/a><a style=\"font-size: 14px;\" href=\"https:\/\/www.ukm.my\/jcil\/wp-content\/uploads\/2018\/06\/JCIL-2018-31-Article-1.pdf\"><br \/><\/a>Received: Sept 24, 2025 | Revised: Dec 2, 2025 | Accepted: Dec 9, 2025 | Published: Dec 15, 2025<br \/>DOI: <a href=\"https:\/\/doi.org\/10.26475\/jcil.2025.10.2.05\">https:\/\/doi.org\/10.26475\/jcil.2025.10.2.05<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Artikel 6&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong><a href=\"https:\/\/www.ukm.my\/jcil\/jcil-2025-102-article-6\/\">Impak Jenayah Merempit Menurut Perundangan Sivil dan Perspektif Hukum Islam<\/a><br \/><\/strong><span class=\"TextRun SCXW139076756 BCX8\" lang=\"EN-MY\" xml:lang=\"EN-MY\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW139076756 BCX8\">The Impact of Illegal Street Racing under Civil Law and the Perspective of Islamic Jurisprudence<\/span><\/span><br \/><em>Wan Nur Adlin Sofiya Wan Muhammad Azan, Wafaa\u2019 Yusof<br \/><\/em><span style=\"font-size: 14px;\">2025, Vol. 10(2), pp. 47-61. \u00a0| \u00a0<\/span><a href=\"https:\/\/www.ukm.my\/jcil\/wp-content\/uploads\/2025\/12\/Artikel-6-Impak-Jenayah-Merempit-Menurut-Perundangan-Sivil-dan-Perspektif-Hukum-Islam.pdf\">PDF<\/a><a style=\"font-size: 14px;\" href=\"https:\/\/www.ukm.my\/jcil\/wp-content\/uploads\/2018\/06\/JCIL-2018-31-Article-1.pdf\"><br \/><\/a>Received: Sept 25, 2025 | Revised: Oct 11, 2025 | Accepted: Dec 2, 2025 | Published: Dec 15, 2025<br \/>DOI: <a href=\"https:\/\/doi.org\/10.26475\/jcil.2025.10.2.06\">https:\/\/doi.org\/10.26475\/jcil.2025.10.2.06<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Artikel 7&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong><a href=\"https:\/\/www.ukm.my\/jcil\/jcil-2025-102-article-7\/\">Tahap Pengetahuan Ibu Bapa Terhadap Kesan Trend Sharenting Kepada Kanak-kanak di Lembah Klang, Malaysia<\/a><br \/><\/strong><span class=\"TextRun SCXW139076756 BCX8\" lang=\"EN-MY\" xml:lang=\"EN-MY\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW139076756 BCX8\">Level of Parents\u2019 Knowledge on The Impact of Sharenting Trend towards Children in Lembah Klang, Malaysia<\/span><\/span><br \/><em>Abdul Muaz bin Mustaffa, Nurbazla Ismail<br \/><\/em><span style=\"font-size: 14px;\">2025, Vol. 10(2), pp. 62-70. \u00a0| \u00a0<\/span><a href=\"https:\/\/www.ukm.my\/jcil\/wp-content\/uploads\/2025\/12\/Artikel-7-Tahap-Pengetahuan-Ibu-Bapa-Terhadap-Kesan-Trend-Sharenting.pdf\">PDF<\/a><a style=\"font-size: 14px;\" href=\"https:\/\/www.ukm.my\/jcil\/wp-content\/uploads\/2018\/06\/JCIL-2018-31-Article-1.pdf\"><br \/><\/a>Received: Oct 9, 2025 | Revised: Nov 12, 2025 | Accepted: Dec 8, 2025 | Published: Dec 15, 2025<br \/>DOI: <a href=\"https:\/\/doi.org\/10.26475\/jcil.2025.10.2.07\">https:\/\/doi.org\/10.26475\/jcil.2025.10.2.07<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Artikel 8&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong><a href=\"https:\/\/www.ukm.my\/jcil\/jcil-2025-102-article-8\/\">Microcredit Berasaskan Dana Wakaf Tunai<\/a><br \/><\/strong><span class=\"TextRun SCXW139076756 BCX8\" lang=\"EN-MY\" xml:lang=\"EN-MY\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW139076756 BCX8\">Microcredit Based on Cash Waqf Funds<\/span><\/span><br \/><em>Mohammad Zaini Yahaya, Amir Fazlim Jusoh@Yusoff, Muhammad Adib Samsudin<br \/><\/em><span style=\"font-size: 14px;\">2025, Vol. 10(2), pp. 71-82. \u00a0| \u00a0<\/span><a href=\"https:\/\/www.ukm.my\/jcil\/wp-content\/uploads\/2026\/06\/Artikel-8-Microcredit-Berasaskan-Dana-Wakaf-Tunai.pdf\">PDF<\/a><a style=\"font-size: 14px;\" href=\"https:\/\/www.ukm.my\/jcil\/wp-content\/uploads\/2018\/06\/JCIL-2018-31-Article-1.pdf\"><br \/><\/a>Received: Sept 12, 2025 | Revised: Sept 22, 2025 | Accepted: Oct 25, 2025 | Published: Dec 15, 2025<br \/>DOI: <a href=\"https:\/\/doi.org\/10.26475\/jcil.2025.10.2.08\">https:\/\/doi.org\/10.26475\/jcil.2025.10.2.08<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Artikel 9&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><a href=\"https:\/\/www.ukm.my\/jcil\/jcil-2025-102-article-9\/\"><strong>Harmonising Shariah Principles on Debt Recovery Practices of Islamic Banks with Regulations Related to Authorised Debt Management Agency in Malaysia<\/strong><\/a><br \/><em>Uzaimah Ibrahim, Safinar Salleh, Muhammad Zuhaili Muda, Mohammad Hafiz Mohd Zaki<br \/><\/em><span style=\"font-size: 14px;\">2025, Vol. 10(2), pp. 83-91. \u00a0| \u00a0<\/span><a href=\"https:\/\/www.ukm.my\/jcil\/wp-content\/uploads\/2025\/12\/Artikel-9-Harmonising-Shariah-Principles-on-Debt-Recovery-Practices-of-Islamic-Banks-with-Regulations-Related.pdf\">PDF<\/a><a style=\"font-size: 14px;\" href=\"https:\/\/www.ukm.my\/jcil\/wp-content\/uploads\/2018\/06\/JCIL-2018-31-Article-1.pdf\"><br \/><\/a>Received: Nov 15, 2025 | Revised: Oct 5, 2025 | Accepted: Oct 8, 2025 | Published: Dec 15, 2025<br \/>DOI: <a href=\"https:\/\/doi.org\/10.26475\/jcil.2025.10.2.09\">https:\/\/doi.org\/10.26475\/jcil.2025.10.2.09<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Artikel 10&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong><a href=\"https:\/\/www.ukm.my\/jcil\/jcil-2025-102-article-10\/\">Inovasi dan Variasi Produk Hibah dalam Perancangan Harta Orang Islam di Malaysia<\/a><br \/><\/strong>Innovations and Diversification of Hibah Instruments in Islamic Estate Planning in Malaysia<br \/><em>Nurul Huda Abdullah, Noor Lizza Mohamed Said, Mohd Zamro Muda<br \/><\/em><span style=\"font-size: 14px;\">2025, Vol. 10(2), pp. 92-103. \u00a0| \u00a0<\/span><a href=\"https:\/\/www.ukm.my\/jcil\/wp-content\/uploads\/2025\/12\/Artikel-10-Inovasi-dan-Variasi-Produk-Hibah-dalam-Perancangan-Harta-Orang-Islam-di-Malaysia.pdf\">PDF<\/a><a style=\"font-size: 14px;\" href=\"https:\/\/www.ukm.my\/jcil\/wp-content\/uploads\/2018\/06\/JCIL-2018-31-Article-1.pdf\"><br \/><\/a>Received: Dec 3, 2025 | Revised: Dec 4, 2025 | Accepted: Dec 8, 2025 | Published: Dec 15, 2025<br \/>DOI: <a href=\"https:\/\/doi.org\/10.26475\/jcil.2025.10.2.010\">https:\/\/doi.org\/10.26475\/jcil.2025.10.2.010<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Artikel 11&#8243; 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