{"id":897,"date":"2017-06-01T06:29:27","date_gmt":"2017-06-01T06:29:27","guid":{"rendered":"http:\/\/www.ukm.my\/jcil\/?page_id=897"},"modified":"2018-01-06T06:25:00","modified_gmt":"2018-01-06T06:25:00","slug":"2017-2-1-article-2","status":"publish","type":"page","link":"https:\/\/www.ukm.my\/jcil\/2017-2-1-article-2\/","title":{"rendered":"JCIL 2017 2(1) Article 2"},"content":{"rendered":"

[et_pb_section bb_built=”1″ background_color=”#0c71c3″ custom_padding=”0px|0px|0px|0px” fullwidth=”on” _builder_version=”3.0.49″][et_pb_fullwidth_header title=”Journal of Contemporary Islamic Law” subhead=”No eISSN: 0127-788X” scroll_down_icon_size=”20px” title_font_color=”#ffffff” subhead_font_color=”#ffffff” _builder_version=”3.0.49″ title_font=”|on|||” title_font_size=”40px” content_font_size=”10px” subhead_font_size=”20px” background_color=”#0c71c3″ parallax=”on” parallax_method=”on” saved_tabs=”all” text_orientation=”left” header_fullscreen=”off” header_scroll_down=”off” image_orientation=”center” background_layout=”dark” content_orientation=”center” custom_button_one=”off” button_one_letter_spacing=”0″ button_one_icon_placement=”right” button_one_letter_spacing_hover=”0″ custom_button_two=”off” button_two_letter_spacing=”0″ button_two_icon_placement=”right” button_two_letter_spacing_hover=”0″ title_text_color=”#ffffff” subhead_text_color=”#ffffff” \/][\/et_pb_section][et_pb_section bb_built=”1″ fullwidth=”off” specialty=”on”][et_pb_column type=”1_3″][et_pb_blurb title=”2017 2(1)” url=”https:\/\/www.ukm.my\/jcil\/jcil-2017-2-1\/” use_icon=”on” font_icon=”%%40%%” icon_color=”#0c71c3″ use_circle=”on” circle_color=”#ffffff” use_circle_border=”on” circle_border_color=”#0c71c3″ icon_placement=”left” text_orientation=”center” _builder_version=”3.0.49″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” header_text_color=”#0c71c3″ url_new_window=”off” use_icon_font_size=”off” background_layout=”light” border_style=”solid” animation=”top”]<\/p>\n

1 JUNE 2017<\/p>\n

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Risiko Terhadap Keuntungan dalam Instrumen Transaksi Masa Kini Menurut Fiqh Muamalat<\/strong>
\nRisks Towards Profit in Current Transactions According to Fiqh Muamalat\u00a0<\/em><\/h2>\n

[\/et_pb_text][et_pb_text admin_label=”Authors” _builder_version=”3.0.89″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” background_layout=”light” border_style=”solid” module_alignment=”left”]<\/p>\n

Muhamad Zuhaili Bin Saiman, <\/strong>abezuh_saiman@yahoo.com<\/em>
\n<\/strong>Postgraduate Student, Department of Sharia Law, Faculty of Islamic Studies, Universiti Kebangsaan Malaysia.
\nAhmad Dahlan Salleh,\u00a0<\/strong>dahlan@ukm.edu.my<\/em>
\nDepartment of Sharia Law, Faculty of Islamic Studies, Universiti Kebangsaan Malaysia.
\nReceived: 19 July 2016 | Accepted: 27 May 2017 |\u00a0Published: 1 June 2017 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<\/em><\/p>\n

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2017, Vol. 2(1), pp. 31-44. |\u00a0PDF<\/a><\/p>\n

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Risiko sinonim dengan dunia ekonomi dan kewangan kerana ia merupakan satu cabaran bagi memperoleh sesuatu keuntungan. Risiko yang gagal diuruskan boleh menyebabkan berlakunya kerugian dalam sesuatu kontrak yang dijalankan. Pengurusan risiko yang baik menjadikan ia sebagai satu mekanisme dalam meraih keuntungan hasil produktiviti yang dilakukan. Justeru, kajian ini menyentuh kaitan risiko dengan keuntungan menurut fiqh muc<\/sup>amalat. Kajian juga membincangkan risiko yang menghalang keuntungan bagi kontrak jual beli yang dijalankan. Seterusnya kajian ini menunjukkan gambaran risiko dalam kewangan Islam ke atas beberapa intrumen terkini. Kajian ini merupakan kajian kualitatif yang menggunakan pendekatan analisis kandungan. Hasil kajian mendapati, menurut fiqh muc<\/sup>amalat, risiko diakui sebagai satu elemen yang menjustifikasikan untuk memperoleh keuntungan. Walau bagaimanapun, keuntungan yang diperoleh tadi bergantung kepada jenis-jenis kontrak kerana Islam tidak membenarkan pemindahan risiko berlaku dengan membebankan sebelah pihak sahaja kerana ia menyebabkan berlaku unsur kezaliman yang bercanggah dengan prinsip di dalam Islam iaitu kebajikan dan keadilan. Selain itu, atas prinsip Islam inilah akan didapati bahawa kewangan konvensional hanya mensasarkan keuntungan sebelah pihak tanpa mengambil kira kezaliman yang dibebani oleh sebelah pihak yang berurusan dengannya. Hasil kajian ini akan menjelaskan keuntungan yang diperoleh berasaskan wujudnya risiko yang ditanggung oleh pihak berakad. Secara kesimpulannya, risiko yang wujud perlu diuruskan dengan prinsip keadilan agar tidak berlaku kezaliman disebabkan semata-mata keuntungan yang disasarkan.<\/p>\n

Kata kunci:<\/strong> Risiko, Keuntungan, Kontrak, Kewangan, Keadilan.<\/p>\n

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Risk is synonymous with economic and finance as it is one of many challenges in gaining profits. Failure to administer the risk might lead to lost in certain contract made. A good management of risk acts as a good mechanism in obtaining profits from the productivity made. Thus, this research deals with the relation of risk with profits according to fiqh muamalat. This research also discusses on the risk that prevents profits coming in, in selling and buying transaction. Furthermore, it shows description of risk in the Islamic finance upon several current instruments. This is a qualitative research that applies content analysis approach. The research outcomes discover that according to fiqh muamalat, the risk is recognised as an element to justify profits acquired. However, the profits gained as mentioned above is based on types of the contracts made, as Islam prohibits any kind of transferring risk by burdening the other party only because it will lead to injustice that contradicts with the Islamic principle, that is upholding welfare and just. Besides that, based on this Islamic principle, it is discovered that conventional finance merely aims to grant profits on one party only without considering the burden caused to the other party in the transaction. As a conclusion, the risk should be administer based on justice principle in order to avoid any injustice occurring based on transaction that merely aims to gain profits.<\/p>\n

Keywords<\/strong>: Risk, Profits, Contract, Finance, Justice<\/p>\n

[\/et_pb_tab][et_pb_tab title=”REFERENCES” use_background_color_gradient=”off” background_color_gradient_start=”#2b87da” background_color_gradient_end=”#29c4a9″ background_color_gradient_type=”linear” background_color_gradient_direction=”180deg” background_color_gradient_direction_radial=”center” background_color_gradient_start_position=”0%” background_color_gradient_end_position=”100%” parallax=”off” parallax_method=”on” background_size=”cover” background_position=”center” background_repeat=”no-repeat” background_blend=”normal” allow_player_pause=”off” tab_font_select=”default” tab_font=”||||” tab_line_height=”2em” tab_line_height_tablet=”2em” tab_line_height_phone=”2em” body_font_select=”default” body_font=”||||” body_line_height=”2em” body_line_height_tablet=”2em” body_line_height_phone=”2em”]<\/p>\n

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