{"id":1588,"date":"2021-06-01T23:15:52","date_gmt":"2021-06-01T15:15:52","guid":{"rendered":"https:\/\/www.ukm.my\/jem\/?post_type=article&#038;p=1588"},"modified":"2021-09-09T12:31:55","modified_gmt":"2021-09-09T04:31:55","slug":"daya-maju-institusi-kewangan-islam-berdasarkan-kepada-teori-kelakuan-penyimpan","status":"publish","type":"article","link":"https:\/\/www.ukm.my\/jem\/article\/daya-maju-institusi-kewangan-islam-berdasarkan-kepada-teori-kelakuan-penyimpan\/","title":{"rendered":"Daya Maju Institusi Kewangan Islam Berdasarkan Kepada Teori Kelakuan Penyimpan"},"content":{"rendered":"<p>An Islamic financial institution (IFI) conducts its business without the element of interest. It is frequently preceived that such an institution can hardly compete with a conventional financial institution (CFI) of similar type since they are operating in an interest-based economic system. This paper attemps to show theoretically that the perception is not always true particularly when adequate attention is given to the changes in the depositors&#8217; behaviour. In fact, a conclusion can be clearly derived here that IFIS tend to be stronger when more depositors shift their deposits from CFIS to tu IFIS resulting from the widespread Islamic consciousness in the society. This conclusion is based on a risk-return analysis of portfolio management of the depositors involved.<\/p>\n","protected":false},"template":"","tags":[],"jel-code":[],"article-type":[1329],"class_list":["entry","author-jem","post-1588","article","type-article","status-publish","article-type-normal-article"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Daya Maju Institusi Kewangan Islam Berdasarkan Kepada Teori Kelakuan Penyimpan | Jurnal Ekonomi Malaysia<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ukm.my\/jem\/article\/daya-maju-institusi-kewangan-islam-berdasarkan-kepada-teori-kelakuan-penyimpan\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Daya Maju Institusi Kewangan Islam Berdasarkan Kepada Teori Kelakuan Penyimpan | Jurnal Ekonomi Malaysia\" \/>\n<meta property=\"og:description\" content=\"An Islamic financial institution (IFI) conducts its business without the element of interest. It is frequently preceived that such an institution can hardly compete with a conventional financial institution (CFI) of similar type since they are operating in an interest-based economic system. This paper attemps to show theoretically that theContinue Reading\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.ukm.my\/jem\/article\/daya-maju-institusi-kewangan-islam-berdasarkan-kepada-teori-kelakuan-penyimpan\/\" \/>\n<meta property=\"og:site_name\" content=\"Jurnal Ekonomi Malaysia\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Jurnal-Ekonomi-Malaysia-JEM-104142808087485\" \/>\n<meta property=\"article:modified_time\" content=\"2021-09-09T04:31:55+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@EkonomiJurnal\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.ukm.my\\\/jem\\\/article\\\/daya-maju-institusi-kewangan-islam-berdasarkan-kepada-teori-kelakuan-penyimpan\\\/\",\"url\":\"https:\\\/\\\/www.ukm.my\\\/jem\\\/article\\\/daya-maju-institusi-kewangan-islam-berdasarkan-kepada-teori-kelakuan-penyimpan\\\/\",\"name\":\"Daya Maju Institusi Kewangan Islam Berdasarkan Kepada Teori Kelakuan Penyimpan | Jurnal Ekonomi Malaysia\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.ukm.my\\\/jem\\\/#website\"},\"datePublished\":\"2021-06-01T15:15:52+00:00\",\"dateModified\":\"2021-09-09T04:31:55+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.ukm.my\\\/jem\\\/article\\\/daya-maju-institusi-kewangan-islam-berdasarkan-kepada-teori-kelakuan-penyimpan\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.ukm.my\\\/jem\\\/article\\\/daya-maju-institusi-kewangan-islam-berdasarkan-kepada-teori-kelakuan-penyimpan\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.ukm.my\\\/jem\\\/article\\\/daya-maju-institusi-kewangan-islam-berdasarkan-kepada-teori-kelakuan-penyimpan\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.ukm.my\\\/jem\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Articles\",\"item\":\"https:\\\/\\\/www.ukm.my\\\/jem\\\/article\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Daya Maju Institusi Kewangan Islam Berdasarkan Kepada Teori Kelakuan Penyimpan\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.ukm.my\\\/jem\\\/#website\",\"url\":\"https:\\\/\\\/www.ukm.my\\\/jem\\\/\",\"name\":\"Jurnal Ekonomi Malaysia\",\"description\":\"Universiti Kebangsaan Malaysia\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.ukm.my\\\/jem\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.ukm.my\\\/jem\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.ukm.my\\\/jem\\\/#organization\",\"name\":\"Jurnal Ekonomi Malaysia\",\"url\":\"https:\\\/\\\/www.ukm.my\\\/jem\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.ukm.my\\\/jem\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.ukm.my\\\/jem\\\/wp-content\\\/uploads\\\/2021\\\/05\\\/cropped-browser-icon-letter-1.png\",\"contentUrl\":\"https:\\\/\\\/www.ukm.my\\\/jem\\\/wp-content\\\/uploads\\\/2021\\\/05\\\/cropped-browser-icon-letter-1.png\",\"width\":512,\"height\":308,\"caption\":\"Jurnal Ekonomi Malaysia\"},\"image\":{\"@id\":\"https:\\\/\\\/www.ukm.my\\\/jem\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/Jurnal-Ekonomi-Malaysia-JEM-104142808087485\",\"https:\\\/\\\/x.com\\\/EkonomiJurnal\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Daya Maju Institusi Kewangan Islam Berdasarkan Kepada Teori Kelakuan Penyimpan | Jurnal Ekonomi Malaysia","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.ukm.my\/jem\/article\/daya-maju-institusi-kewangan-islam-berdasarkan-kepada-teori-kelakuan-penyimpan\/","og_locale":"en_US","og_type":"article","og_title":"Daya Maju Institusi Kewangan Islam Berdasarkan Kepada Teori Kelakuan Penyimpan | Jurnal Ekonomi Malaysia","og_description":"An Islamic financial institution (IFI) conducts its business without the element of interest. 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