{"id":5383,"date":"2020-10-22T04:24:38","date_gmt":"2020-10-22T04:24:38","guid":{"rendered":"https:\/\/www.ukm.my\/portalukm\/?page_id=5383"},"modified":"2021-10-14T03:28:08","modified_gmt":"2021-10-14T03:28:08","slug":"insurance","status":"publish","type":"page","link":"https:\/\/www.ukm.my\/portalukm\/student-guide\/insurance\/","title":{"rendered":"Insurance"},"content":{"rendered":"\t\t
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Insurance Cover<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The Student Finance Division also manages group hospital insurance for students as follows :-\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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The list of benefits that are acceptable for Local students<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Bil<\/p><\/td>

Benefits<\/p><\/td>

The Amount of Protected (RM)<\/p><\/td><\/tr>

1.<\/p><\/td>

Ordinary\u00a0Death<\/p><\/td>

5,000.00<\/p><\/td><\/tr>

2.<\/p><\/td>

Death\u00a0Due to\u00a0Accident<\/p><\/td>

10,000.00<\/p><\/td><\/tr>

3.<\/p><\/td>

Permanent\u00a0Disability\u00a0By\u00a0Causes Ordinary<\/p><\/td>

5,000.00<\/p><\/td><\/tr>

4.<\/p><\/td>

Permanent\u00a0Disability\u00a0Caused Accident<\/p><\/td>

10,000.00<\/p><\/td><\/tr>

5.<\/p><\/td>

Disability\u00a0Partial\u00a0Permanent\u00a0By\u00a0Reason\u00a0– Ordinary\u00a0reason<\/p><\/td>

5,000.00<\/p><\/td><\/tr>

6.<\/p><\/td>

Disability\u00a0Partial\u00a0Permanent\u00a0Due Accident<\/p><\/td>

10,000.00<\/p><\/td><\/tr>

7.<\/p><\/td>

Medical\u00a0Treatment\u00a0Claims Due to an\u00a0Accident (\u00a0Maximum\u00a0)\u00a0based on the\u00a0bill demands\u00a0.<\/p><\/td>

1,000.00<\/p><\/td><\/tr>

8.<\/p><\/td>

Expenses\u00a0Funeral\u00a0(Member)<\/p><\/td>

3,000.00<\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Schedule Of Benefits-sum Covered for International Students<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Bil<\/p><\/td>

Benefits<\/p><\/td>

The Amount of Protected (RM)<\/p><\/td><\/tr>

1.<\/p><\/td>

Death Benefit (Natural Cause)<\/p><\/td>

5,000.00<\/p><\/td><\/tr>

2.<\/p><\/td>

Death Benefit (Accidental Cause)<\/p><\/td>

10,000.00<\/p><\/td><\/tr>

3.<\/p><\/td>

Total Permanent Disablement Benefit (Natural Cause)<\/p><\/td>

5,000.00<\/p><\/td><\/tr>

4.<\/p><\/td>

Total Permanent Disablement Benefit (Accidental Cause)<\/p><\/td>

10,000.00<\/p><\/td><\/tr>

5.<\/p><\/td>

Partial Permanent Disablement Benefit (Natural Cause)<\/p><\/td>

5,000.00<\/p><\/td><\/tr>

6.<\/p><\/td>

Partial Permanent Disablement Benefit (Accidental Cause)<\/p><\/td>

10,000.00<\/p><\/td><\/tr>

7.<\/p><\/td>

Accidental Medical Reimbursement<\/p><\/td>

1,000.00<\/p><\/td><\/tr>

8.<\/p><\/td>

Funeral Expenses Benefit (Member)<\/p><\/td>

4,000.00<\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Group Medical Takaful \/Group Hospital & Surgical (Foreign Student)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Bil<\/p><\/td>

Benefits<\/p><\/td>

The Amount of Protected (RM)<\/p><\/td><\/tr>

1.<\/p><\/td>

Ordinary\u00a0Death<\/p><\/td>

5,000.00<\/p><\/td><\/tr>

2.<\/p><\/td>

Death\u00a0Due to\u00a0Accident<\/p><\/td>

10,000.00<\/p><\/td><\/tr>

3.<\/p><\/td>

Permanent\u00a0Disability\u00a0By\u00a0Causes Ordinary<\/p><\/td>

5,000.00<\/p><\/td><\/tr>

4.<\/p><\/td>

Permanent\u00a0Disability\u00a0Caused Accident<\/p><\/td>

10,000.00<\/p><\/td><\/tr>

5.<\/p><\/td>

Disability\u00a0Partial\u00a0Permanent\u00a0By\u00a0Reason\u00a0– Ordinary\u00a0reason<\/p><\/td>

5,000.00<\/p><\/td><\/tr>

6.<\/p><\/td>

Disability\u00a0Partial\u00a0Permanent\u00a0Due Accident<\/p><\/td>

10,000.00<\/p><\/td><\/tr>

7.<\/p><\/td>

Medical\u00a0Treatment\u00a0Claims Due to an\u00a0Accident (\u00a0Maximum\u00a0)\u00a0based on the\u00a0bill demands\u00a0.<\/p><\/td>

1,000.00<\/p><\/td><\/tr>

8.<\/p><\/td>

Expenses\u00a0Funeral\u00a0(Member)<\/p><\/td>

3,000.00<\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Note:<\/strong><\/p>

  1. The Insurance risk is underwritten By Takaful\u00a0Ikhlas\u00a0Sdn\u00a0Bhd.<\/li>
  2. Any medical costs in excess of the benefit limit provided by your company will be borne by you.<\/li>
  3. Claims must be submitted to ING Insurance within 30\u00a0days from\u00a0the date of consultation or services.<\/li>
  4. Some hospitals do not include meal allowance under the Room & Board Limit.<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

    Insurance Cover Insurance The Student Finance Division also manages group hospital insurance for students as follows :-\u00a0 The list of benefits that are acceptable for Local students Bil Benefits The Amount of Protected (RM) 1. Ordinary\u00a0Death 5,000.00 2. Death\u00a0Due to\u00a0Accident 10,000.00 3. Permanent\u00a0Disability\u00a0By\u00a0Causes Ordinary 5,000.00 4. Permanent\u00a0Disability\u00a0Caused Accident 10,000.00 5. Disability\u00a0Partial\u00a0Permanent\u00a0By\u00a0Reason\u00a0– Ordinary\u00a0reason 5,000.00 6. Disability\u00a0Partial\u00a0Permanent\u00a0Due […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":4134,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-5383","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.ukm.my\/portalukm\/wp-json\/wp\/v2\/pages\/5383","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ukm.my\/portalukm\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.ukm.my\/portalukm\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.ukm.my\/portalukm\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ukm.my\/portalukm\/wp-json\/wp\/v2\/comments?post=5383"}],"version-history":[{"count":41,"href":"https:\/\/www.ukm.my\/portalukm\/wp-json\/wp\/v2\/pages\/5383\/revisions"}],"predecessor-version":[{"id":27687,"href":"https:\/\/www.ukm.my\/portalukm\/wp-json\/wp\/v2\/pages\/5383\/revisions\/27687"}],"up":[{"embeddable":true,"href":"https:\/\/www.ukm.my\/portalukm\/wp-json\/wp\/v2\/pages\/4134"}],"wp:attachment":[{"href":"https:\/\/www.ukm.my\/portalukm\/wp-json\/wp\/v2\/media?parent=5383"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}