{"id":7370,"date":"2020-12-24T05:16:45","date_gmt":"2020-12-24T05:16:45","guid":{"rendered":"https:\/\/www.ukm.my\/portalukm\/?page_id=7370"},"modified":"2021-10-14T05:06:51","modified_gmt":"2021-10-14T05:06:51","slug":"insurans","status":"publish","type":"page","link":"https:\/\/www.ukm.my\/portalukm\/ms\/panduan-pelajar\/insurans\/","title":{"rendered":"Insurans"},"content":{"rendered":"\t\t
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Perlindungan Insurans<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Insurans<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Bahagian Kewangan Pelajar juga menguruskan insuran hospital berkelompok kepada pelajar seperti berikut:-\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Senarai faedah yang diterima bagi pelajar warganegara<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Bil<\/p><\/td>

Faedah<\/p><\/td>

Jumlah Yang Dilindungi (RM)<\/td><\/tr>

1.<\/p><\/td>

Kematian Biasa<\/span><\/p><\/td>

5,000.00<\/p><\/td><\/tr>

2.<\/p><\/td>

Kematian Disebabkan Kemalangan<\/span><\/p><\/td>

10,000.00<\/p><\/td><\/tr>

3.<\/p><\/td>

Keilatan Kekal Oleh Sebab-sebab Biasa<\/span><\/p><\/td>

5,000.00<\/p><\/td><\/tr>

4.<\/p><\/td>

Keilatan Kekal Disebabkan Kemalangan<\/span><\/p><\/td>

10,000.00<\/p><\/td><\/tr>

5.<\/p><\/td>

Keilatan Separa Kekal Oleh Sebab-<\/span>sebab Biasa<\/span><\/p><\/td>

5,000.00<\/p><\/td><\/tr>

6.<\/p><\/td>

Keilatan Separa Kekal Disebabkan Kemalangan<\/span><\/p><\/td>

10,000.00<\/p><\/td><\/tr>

7.<\/p><\/td>

Tuntutan Rawatan Perubatan Disebabkan Kemalangan (Maksima) berdasarkan bil tuntutan.<\/span><\/p><\/td>

1,000.00<\/p><\/td><\/tr>

8.<\/p><\/td>

Perbelanjaan Pengkebumian (Ahli)<\/span><\/p><\/td>

3,000.00<\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Jadual\u00a0Jumlah Faedah Dilindungi (RM) (Pelajar Antarabangsa)\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Bil<\/p><\/td>

Faedah<\/p><\/td>

Jumlah Yang Dilindungi (RM)<\/td><\/tr>

1.<\/p><\/td>

Kematian Biasa<\/span><\/p><\/td>

5,000.00<\/p><\/td><\/tr>

2.<\/p><\/td>

Kematian Disebabkan Kemalangan<\/span><\/p><\/td>

10,000.00<\/p><\/td><\/tr>

3.<\/p><\/td>

Keilatan Kekal Oleh Sebab-sebab Biasa<\/span><\/p><\/td>

5,000.00<\/p><\/td><\/tr>

4.<\/p><\/td>

Keilatan Kekal Disebabkan Kemalangan<\/span><\/p><\/td>

10,000.00<\/p><\/td><\/tr>

5.<\/p><\/td>

Keilatan Separa Kekal Oleh Sebab-<\/span>sebab Biasa<\/span><\/p><\/td>

5,000.00<\/p><\/td><\/tr>

6.<\/p><\/td>

Keilatan Separa Kekal Disebabkan Kemalangan<\/span><\/p><\/td>

10,000.00<\/p><\/td><\/tr>

7.<\/p><\/td>

Tuntutan Rawatan Perubatan Disebabkan Kemalangan (Maksima) berdasarkan bil tuntutan.<\/span><\/p><\/td>

1,000.00<\/p><\/td><\/tr>

8.<\/p><\/td>

Perbelanjaan Pengkebumian (Ahli)<\/span><\/p><\/td>

4,000.00<\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Kumpulan Takaful Perubatan \/ Kumpulan Hospital & Surgikal (Pelajar Antarabangsa)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Bil<\/p><\/td>

Faedah<\/p><\/td>

Jumlah Yang Dilindungi (RM)<\/td><\/tr>

1.<\/p><\/td>

Kematian Biasa<\/span><\/p><\/td>

5,000.00<\/p><\/td><\/tr>

2.<\/p><\/td>

Kematian Disebabkan Kemalangan<\/span><\/p><\/td>

10,000.00<\/p><\/td><\/tr>

3.<\/p><\/td>

Keilatan Kekal Oleh Sebab-sebab Biasa<\/span><\/p><\/td>

5,000.00<\/p><\/td><\/tr>

4.<\/p><\/td>

Keilatan Kekal Disebabkan Kemalangan<\/span><\/p><\/td>

10,000.00<\/p><\/td><\/tr>

5.<\/p><\/td>

Keilatan Separa Kekal Oleh Sebab-<\/span>sebab Biasa<\/span><\/p><\/td>

5,000.00<\/p><\/td><\/tr>

6.<\/p><\/td>

Keilatan Separa Kekal Disebabkan Kemalangan<\/span><\/p><\/td>

10,000.00<\/p><\/td><\/tr>

7.<\/p><\/td>

Tuntutan Rawatan Perubatan Disebabkan Kemalangan (Maksima) berdasarkan bil tuntutan.<\/span><\/p><\/td>

1,000.00<\/p><\/td><\/tr>

8.<\/p><\/td>

Perbelanjaan Pengkebumian (Ahli)<\/span><\/p><\/td>

4,000.00<\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Nota:<\/b><\/p>

  1. Risiko insurans ditanggung oleh Takaful\u00a0Ikhlas\u00a0Sdn\u00a0Bhd.\u00a0\u00a0\u00a0<\/span><\/li>
  2. Sebarang kos perubatan melebihi had manfaat yang diberikan oleh syarikat anda akan ditanggung oleh anda.<\/span><\/li>
  3. Tuntutan mesti dikemukakan kepada ING Insurance dalam masa 30\u00a0hari\u00a0dari\u00a0tarikh perundingan atau perkhidmatan.\u00a0\u00a0\u00a0<\/span><\/li>
  4. Beberapa hospital tidak menyediakan elaun makan di bawah Had Bilik & Penginapan.<\/span><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

    Perlindungan Insurans Insurans Bahagian Kewangan Pelajar juga menguruskan insuran hospital berkelompok kepada pelajar seperti berikut:-\u00a0 Senarai faedah yang diterima bagi pelajar warganegara Bil Faedah Jumlah Yang Dilindungi (RM) 1. Kematian Biasa 5,000.00 2. Kematian Disebabkan Kemalangan 10,000.00 3. Keilatan Kekal Oleh Sebab-sebab Biasa 5,000.00 4. Keilatan Kekal Disebabkan Kemalangan 10,000.00 5. Keilatan Separa Kekal Oleh […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":16556,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-7370","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.ukm.my\/portalukm\/wp-json\/wp\/v2\/pages\/7370","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ukm.my\/portalukm\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.ukm.my\/portalukm\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.ukm.my\/portalukm\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ukm.my\/portalukm\/wp-json\/wp\/v2\/comments?post=7370"}],"version-history":[{"count":25,"href":"https:\/\/www.ukm.my\/portalukm\/wp-json\/wp\/v2\/pages\/7370\/revisions"}],"predecessor-version":[{"id":27833,"href":"https:\/\/www.ukm.my\/portalukm\/wp-json\/wp\/v2\/pages\/7370\/revisions\/27833"}],"up":[{"embeddable":true,"href":"https:\/\/www.ukm.my\/portalukm\/wp-json\/wp\/v2\/pages\/16556"}],"wp:attachment":[{"href":"https:\/\/www.ukm.my\/portalukm\/wp-json\/wp\/v2\/media?parent=7370"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}