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Email: rubayah@ukm.edu.my Phone: 03-89213408

Current Position: 

Specialisation: Risk Management and Life Insurance

A senior lecturer in the Finance and Risk Management & Financial Services Programme. Research area includes risk management, efficiency analysis, insurance solvency, life insurance and takaful.

PhD (Economics) (UPM), MBA (UKM), BSc (Actuary) (UKM)

Areas of Research
Risk Management, Efficiency Analysis, Insurance Solvency, Life Insurance, Takaful


National Underinsurance Project with the Life Insurance Association of Malaysia.

Publications Journals

Yakob, R., Zulkornain, Y., Alias, R. and Noriszura, I. 2015. The relative efficiency of investment management of life insurers and takaful operators. Investment Management & Financial Innovations 12(1): 78-89.



Yakob, R., Hendon, R. and Hawati, J. 2015. “Restore My Rihgts…Please”. Proceedings: FEP, UKM Workshop on Writing and Publishing Cases for Teaching (Level 2), 28th – 30th Sept, Higher Education Leadership Academy (AKEPT), Bandar Enstek, Negeri Sembilan, Malaysia.



Hendon Redzuan, Rubayah Yakob dan Mohamad Abdul Hamid. 2006. Prinsip Pengurusan Risiko dan Insurans. Prentice Hall, Kuala Lumpur, pg. 530.

Articles in Antologi/Chapters in Book

Monograph, Working Papers and Non-Periodical Publications



2014. Conference Best Paper Award (Third Prize). Investment efficiency determinants of life insurers and takaful operators. The 6th Islamic Banking, Accounting & Finance Conference (iBAF), 23th – 24th Sept, Universiti Sains Islam Malaysia (USIM), Nilai, Negeri Sembilan, Malaysia.




Administrative Services/Committee

Risk Management Officer of Faculty of Economics and Management

Reports: Technical/Research/Consultation

Research Grant


Cross-Region efficiency study on takaful industry: A metafrontier approach. Fundamental Research Grant Scheme (FRGS/2/2013/SS05/UKM/02/1). 2013. RM63,800.00


Corporate Risk Management, Takaful and Insurance Company Operation, Principle of Risk Management and Insurance, Life and Health Insurance, Business Research, Theory and Practice of Takaful