Roslan Ja’afar is a lecturer at the Graduate School of Business, Universiti Kebangsaan Malaysia (UKM-GSB). He received his Bachelor of Economics from Universiti Kebangsaan Malaysia and MBA from Universiti Putra Malaysia. He then received his doctorate degree from Western Sydney University, Australia. He has taught business economics and Islamic financial markets and institutions. His research interests include pension plans and retirement, financial market, economics, and small business financing.